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Guide to Investing

Best Fixed Deposit Rates yield 3.55% – Better buy than T-Bills now? How to...

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  A lot of you have asked where to park cash today. How do you know how much cash to put into each of the following...

How to generate $50,000 dividend income a year – 43 year old investor with...

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  So I received this very interesting question from a reader: Dear Financial Horse... I'm asking on behalf of a friend... 43 years old male, married with two...

Best Fixed Deposit Rates yield 3.9% – Better than Singapore Savings Bonds or T-Bills...

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Back in September, I wrote a post rounding up the best Fixed Deposit Rates in Singapore. Back then, the best Fixed Deposit accounts yielded 2.85%...

How to buy Singapore Treasury Bill (T-Bill) using CPF, SRS, Cash

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After our last article on T-bills, we received several queries on how to buy T-bills.  You can buy T-bills using cash, Supplementary Retirement Scheme (SRS)...

Fullerton SGD Cash Fund Review – 3.88% yield on cash, Better buy than T-Bills...

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  Now A LOT of you have asked me for my views on money market funds. Higher yields than Fixed Deposit / T-Bills. No lock-up period, free...

Why you should top up $1 into your SRS account (even if you don’t...

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  For those of you who are keen to top up your Supplementary Retirement Scheme (SRS) – don’t forget to top up by 31 December...

Guide to Dividend Withholding Tax for Singapore Investors (Updated 2020)

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When I first started investing in US stocks, withholding tax was one of the concepts that befuddled me. It didn’t help that there are...

Trust Bank Review – Free $35 NTUC voucher and 1.4% interest p.a. on $50,000...

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  A couple of you have asked whether the new Trust Bank account is worth signing up for. I signed up for this digital bank (partnership...

GXS Account Review – 3.48% yield on $75,000 cash, No lock up, No minimum,...

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  It might not have been an action-packed week for finance, but it sure was for Singapore politics (if you get what I mean😉). Beneath all...

Best ETFs / Index Funds to Invest in Singapore – For Singapore Investors 2021...

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  Love them or hate them – ETFs are probably the best thing to happen to investing since the invention of stocks itself. For beginner investors,...

OCBC Fixed Deposit yields 4.08% (SGD) and 5.08% (USD) – Good buy if you...

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  I know a lot of you are in the market for high yielding fixed deposit to park your cash, risk free. So I just wanted...

Chocolate Finance Review – 4.5% yield on cash, Withdraw anytime… Too Good to be...

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  A lot of you have asked about Chocolate Finance recently. The long and short, is that Chocolate Finance offers: 4.5% yield guaranteed on first $20,000 No lock...

Top 10 ETFs bought by SRS Investors in Singapore – Why you should you...

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  So I came across this chart recently that I was really excited to share with you guys. It basically sets out the Top 10...

Singapore Savings Bonds yielding 3.15% suddenly a must buy? – With Interest Rates going...

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In case you missed it, Jerome Powell announced the end to the rate hike cycle at this week’s FOMC. No more rate hikes in 2023. In...

Best Fixed Deposit Rates in Singapore yield 3.75% – Better buy than T-Bills or...

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  Like many of you, I have some spare cash at the moment from the T-Bills bought back in November 2022 (maturing this month). So I...