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Guide to Investing

Best Fixed Deposit Rates in Singapore yield 4.2% – Better than Singapore Savings Bonds...

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  With the Feds committing to slow the pace of rate hikes going forward, I think it’s fairly clear the bulk of the interest rate...

Best Fixed Deposit rates in Singapore yield 4.08% – Better than T-Bills and Singapore...

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  As of today, the best Fixed Deposit in Singapore pays 4.08%. Whereas the latest 6 month T-Bills closed at 3.93% yield. Which means that if you...

Best Fixed Deposit Rates in Singapore yield 4.00% – Better buy than T-Bills or...

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  Well, what a week! Just last week we were talking about a 0.50% hike at the next FOMC, and a terminal interest rate of 5.75%. One...

Best Fixed Deposit Rates in Singapore yield 3.90% – Better buy than T-Bills or...

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  For those who have been following interest rates closely. You’ll notice that interest rates have come down quite a bit from their highs this cycle. T-Bills...

Best Fixed Deposit Rates yield 3.80% – Will interest rates go up or down?...

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  It’s been quite a while since my last Fixed Deposits rates roundup in early Feb. So I wanted to update that today. 3 things I wanted...

Best Fixed Deposit Rates in Singapore yield 3.75% – Where to put cash for...

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  Interest rates have been all over the place of late. If you recall – in Jan the market was pricing in 7 interest rate cuts...

Best Fixed Deposit Rates yield 3.55% – Better buy than T-Bills now? How to...

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  A lot of you have asked where to park cash today. How do you know how much cash to put into each of the following...

How to generate $50,000 dividend income a year – 43 year old investor with...

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  So I received this very interesting question from a reader: Dear Financial Horse... I'm asking on behalf of a friend... 43 years old male, married with two...

Top Fixed Deposit Rates in Singapore offer 3.20% yield – With Trump’s win, where...

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Unless you’ve been living under a rock this week. You’ve probably heard that Trump has won the US elections. This has led to a sharp repricing...

Best Fixed Deposit Rates in Singapore yield 3.75% – Where to park cash for...

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  If you recall – in Jan the market was pricing in 7 interest rate cuts in 2024. With hot US inflation and latest comments from...

Best Fixed Deposit Rates yield 3.9% – Better than Singapore Savings Bonds or T-Bills...

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Back in September, I wrote a post rounding up the best Fixed Deposit Rates in Singapore. Back then, the best Fixed Deposit accounts yielded 2.85%...

Best Fixed Deposit Rates yield 3.80% – Are interest rates going up or down?...

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  Short term interest rates have been very interesting of late. If you recall – in Jan the market was pricing in 6 interest rate cuts...

How to buy Singapore Treasury Bill (T-Bill) using CPF, SRS, Cash

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After our last article on T-bills, we received several queries on how to buy T-bills.  You can buy T-bills using cash, Supplementary Retirement Scheme (SRS)...

OCBC Fixed Deposit yields 4.08% (SGD) and 5.08% (USD) – Good buy if you...

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  I know a lot of you are in the market for high yielding fixed deposit to park your cash, risk free. So I just wanted...

Fullerton SGD Cash Fund Review – 3.88% yield on cash, Better buy than T-Bills...

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  Now A LOT of you have asked me for my views on money market funds. Higher yields than Fixed Deposit / T-Bills. No lock-up period, free...