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Tax & CPF Strategies

Complete Guide to Supplementary Retirement Scheme – When should you top up your SRS...

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  It’s that time of the year again! For those of you who are keen to top up your Supplementary Retirement Scheme (SRS) – don’t forget...

CPF Minimum Sum changes: Why I will not top up my CPF (and when...

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In my previous article on CPF, I made the argument that one should think carefully before making CPF topups because (1) CPF-SA money is...

12 month T-Bills at 4% yield – NOT a good buy with CPF-OA? Compared...

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  Okay my apologies. I’ve been getting a flood of questions on whether it’s better to buy the 12 month or 6 month T-Bills using CPF-OA. I...

Endowus CPF / SRS Review – How would I invest my CPF / SRS?

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  I’ve been getting a lot of questions about using Endowus to invest CPF and SRS funds, so I figured let’s do a deep dive. In...

Supplementary Retirement Scheme (SRS): Essential Tips for your 20s and 30s

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If you are in your 20s and 30s, mastering the Central Provident Fund (CPF) is one of the most important steps you can take...

Complete Guide to Supplementary Retirement Scheme for Singaporeans

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I was doing research on the Supplementary Retirement Scheme the past week, and I must say, the existing content out there is downright criminal. Given...

Complete guide to CPF, CPF Life, and CPF Investment Strategies

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Unless you’ve been living under a rock the past month, you’ve probably heard about the whole CPF saga. Long story short, CPF made some...

How to earn 3.88% on your CPF-OA – Fixed Deposit / T-Bills a must...

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  Unless you’ve been living under a rock the past few month, you probably heard about the buy T-Bills with CPF-OA trick. CPF-OA pays 2.5%, so...

Supplementary Retirement Scheme Guide – Should you top up your SRS account? What investments...

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  It’s that time of the year again! For those of you who are keen to top up your Supplementary Retirement Scheme (SRS) – don’t forget...

Maximizing CPF: Essential Tips for your 20s and 30s

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For Singaporeans and PRs, the Central Provident Fund (CPF) is one of the most important financial assets. It’s often overlooked in the hustle of our...

How to earn 3.84% yield on your CPF-OA – T-Bills a must buy with...

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  Unless you’ve been living under a rock the past few months, you’ve probably already heard of the “buy T-Bills with CPF-OA” trick. The logic goes...

Last 1-Year T-Bills Auction for 2023 – Must buy for CPF-OA buyers? What is...

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  You may recall that there are only 4 1-year T-Bills issued each year. And it just so happens that the next 1-year T-Bills will be...