Financial Horse readers often reach out to us, to ask about options available to them for wealth management.
If you’re looking to explore premier banking options, today’s post on Citigold might just be what you are looking for.
The icing on the cake?
If you’re new to Citigold, you can get a
- Apple iPad Air 5th Gen (worth S$879); or
- S$700 worth of Marina Bay Sands Gift Certificates
when you make a min. deposit of S$250,000 AUM in fresh funds within 3 months of account opening.
Promotion is valid until 30 June 2022. T&Cs apply, click here.
And this is ON TOP of the Citigold welcome rewards, with cash rewards of up to S$6,976.*
Note: This post is sponsored by SingSaver/ Citibank. All views and opinions expressed in this post are from Financial Horse.
What do you get with Citigold?
Apart from the welcome rewards, you also get a whole suite of benefits with Citigold, including:
- Dedicated Relationship Manager
- 340+ Citigold Centres
- Global Market Insights
- Total Wealth Adviser
- Global Advantage
Let’s run through each of them.
Dedicated Relationship Manager
Citigold offers access to a dedicated Relationship Manager (RM), alongside a team of experts.
This means that with Citigold, you can get personalized help whenever you need it.
Having the human touch and expertise means that you get a more holistic assessment of your wealth management options. Your RM will have an in-depth conversation with you to understand your goals and needs.
When you are dealing with larger sums of assets, you can really benefit from a more holistic assessment.
Having a conversation with your RM can help him/her understand your full financial picture, taking into account your assets, loans, CPF, insurances, family planning needs, and risk appetite in order to tailor wealth planning to best achieve your long-term financial goals.
Citibank being a global bank, your RM can also structure a portfolio tailored to your needs, incorporating all the investment funds and opportunities that Citibank has access to.
In addition to your dedicated RM, you also get access to a team of experts, including:
- Service relationship manager
- Investment Counsellor
- Insurance Specialist
- Treasury Specialist
- Mortgage Specialist
Interestingly, with Citigold’s Portfolio Risk Evaluator tool, your RM can help you to stress test your portfolio.
This means that you can simulate your portfolio’s performance under adverse market conditions.
Additionally, using Citigold’s Diversification Index (CDI) tool, your RM can provide you with greater insight into the diversification level of your existing investments.
This takes into account your holdings of various asset classes as well as the level of product holding concentration.
Access to 340+ Citigold Centres
With Citi’s worldwide network – over 2,400 Citibank branches, 340 Citigold Centres and 13,000 ATMs in 19 countries, you can be assured that you will have your banking needs taken care of.
What’s premier banking with access to a premium banking lounge?
Citi’s new wealth hub at Orchard Road for Citigold and Citigold Private Clients spans 30,000 square feet across four floors.
Engage with your dedicated Relationship Manager and Citi’s team of product specialists in this lush indoor conservatory.
Global Market Insights
To support your wealth management journey, Citigold clients also get access to global market insights and research knowledge from a team of over 400 research analysts.
Citigold clients are also invited to regular investment seminars to update them on the latest market trends.
Citigold Total Wealth Adviser
With Citigold Total Wealth Advisor, you can set your wealth goals and track your progress at your convenience via Citibank Online or the Citi Mobile App.
After setting your wealth goals, you can track your portfolio and monitor your goals in real time.
Citi Wealth First Account
With the Citi Wealth First Account, you can earn up to 2.8% p.a. on your first S$100,000.
You will earn up to 2.8% p.a. bonus interest on your Citi Wealth First Account if you have any one of the below:
- A new Citibank debit retail spend of at least S$250 per month or multiple retail spend of at least S$250 in a month; or
- A new single lump sum investment (unit trusts, structured notes and/or bonds) of at least S$50,000, multiple lump sum investments aggregating to at least S$50,000 in a month; or
- A new insurance policy with a single premium of at least S$50,000, multiple insurance policies with aggregated single premiums to at least S$50,000 in a month; or
- A new home loan (excluding interest offset home loans) of at least S$500,000; or
- An increase in your account’s average daily balance from previous month’s average daily balance by at least S$3,000
For T&Cs on Citi Wealth First Account, click here.
Global Advantage
The main advantage is that Citibank is a global bank, so your Citigold account comes with global perks such as:
- Complimentary, online instant global funds transfers to other Citi accounts overseas with Citibank Global transfer
- Fee-free cash withdrawals from over 13,000 Citibank ATMs
- Extend your Citigold status in a host country when you open a banking account overseas, and get access to Citigold Centres around the world with Citigold Passporting Status
- Emergency cash while travelling, visit any of the 340 Citigold Centres around the world to withdraw up to USD 10,000 fee-free in selected countries
- Access multiple foreign currencies, for payments and withdrawals at Citibank ATMs overseas at no additional conversion fee.
You also get plenty of lifestyle privileges year-round, as well as the 1-1 dining programme under the Citigold debit mastercard.
How to Sign Up + Exclusive Promo
If you’re new to Citigold, you can get a
- Apple iPad Air 5th Gen (worth S$879); or
- S$700 worth of Marina Bay Sands Gift Certificates
when you make a min. deposit of S$250,000 AUM in fresh funds within 3 months of account opening.
And this is ON TOP of the Citigold welcome rewards, where you can get cash rewards of up to S$6,976.*
This offer is valid till 30 June 2022. Terms & Conditions apply.
Applicable to new to bank users only i.e. users who do not have Citigold or any Citi CASA account.
Click here to apply!
How to redeem your reward? Submit your Rewards Redemption Form to SingSaver, please contact info@singsaver.com.sg if you require any assistance.
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