The most common question I get on this site is: “I am x years old. I have y dollars in the bank. How do I invest my money?”
After answering countless reader questions and Ask FH questions, it started becoming obvious to me that the response to all these questions were all broadly similar. There was an underlying set of considerations and framework that applied to investing for Singaporeans, that could be used to address all these queries. And I knew that I had to share this framework with readers in a way that was more efficient than replying to them individually.
But this framework was more than could be imparted in a simple paragraph, or even a 2000 word article.
So I’ve spent the last 9 months of my life compiling everything I know about investing into a set of videos, articles, exercises, and materials. It is the Complete Guide to Investing for Singapore Investors. And it’s all available to you today.
What is the Complete Guide to Investing for Singapore Investors?
I’ve spent the last 9 months of my life compiling everything I know about investing into a set of videos, articles, exercises, and materials. Unlike other courses which only touch on REITs/Dividend stocks, the Complete Guide to Investing for Singaporeans gives you everything you need to know as an Investor in Singapore – from asset allocation, understanding the market cycle, Stocks, REITs, bonds, ETFs, Property, CPF, tax planning to building a complete portfolio as a Singaporean investor.
Asset allocation will make or break your returns
I’m a huge believer in asset allocation. To build this course, I re-thought my entire approach towards asset allocation for Singaporean investors. I built a complete framework from the ground up to think about your net worth as a Singaporean, inclusive of CPF, property (residential + investment), bonds, stocks, REITs. This is the same approach I adopt towards conceptualising my own net worth. In fact, I would even go so far to say that the Asset Allocation module itself is probably worth the entire course fee.
What is the course structure?
The course consists of 10 modules as follows:
Module 1: Objectives and Goal Setting
Module 2: The Importance of Asset Allocation
Module 3: Understanding the Market Cycle
Module 4: REITs
Module 5: Property Investing for Individuals
Module 6: Shares
Module 7: ETFs
Module 8: Bonds & Fixed Income
Module 9: CPF & Tax Planning
Module 10: Putting it all together: Sample Portfolios
They are a series of video lectures, exercises, resources, and extra reading materials that you can go through at your own pace.
Think of this as a shortcut, to jumpstart your learning and start from a much higher base than your peers
Can you learn everything in this course by yourself? Absolutely, most of this can be learned through books, classes, and painful trial and error. But ask yourself, how long would it take for you to build up such a knowledge?
In this course, I’ve taken everything I know about investing, what I learnt from books, courses, academic journals, interviews, speaking to people, and all my experience in the financial markets over the past 10 years, and condensed it into this course. Think of this as a way to shortcut years of your learning, and immediately start on a much higher base than your peers.
It took me 10 years to build up the knowledge I have today. Even if you can do it in a quarter of the time I took, that’s still 2.5 years. And in investing, 2.5 years can translate into a lot of money lost, and lost opportunities.
If I had been offered such a course 10 years ago when I began my investing journey, I absolutely would have jumped at the chance.
Who should take the course?
(1) New to investing: Whether you are in NS, university or just started work, the course will help you start your investment journey the right way.
(2) Established Investors: For investors who have dabbled in investing and want to finetune their portfolio, the course will reframe your asset allocation to maximize returns, with tips and insights from my own investing strategies.
(3) Investors thinking of retirement: Protect your nest egg and make it grow for you, safely and confidently through retirement.
Is the course fee worth it?
Think about it this way – the first stock I bought I invested 2000 USD, and I lost 80% of that money. That’s 1600 USD.
As a beginner investor, you’re bound to make mistakes. If this course can help you avoid a big loss on a 2000 USD investment, it’s paid for itself many times over. Think about how much you’re investing in the markets over a lifetime, and how much you can improve with a strong foundation.
If you invest S$20,000 a year from 25 to 65, The difference between 5% a year and 7% a year over a 40 year investing period (25 to 65) is $2.5 million vs $4.2 million. That’s a whopping 68% difference, or S$1.7 million.
All proceeds go into the running of this site, and allows me to create more amazing, free content for readers in the form of my weekly articles.
Signing up to the course gets you a lifetime membership, and I will constantly update it with new content, so don’t wait!
Sign up via the link below:
Complete Guide to Investing for Singapore Investors
If you have any queries on the course at all, feel free to contact me at [email protected]
Any feedback on the course? Share your thoughts in the comments section below!
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[…] just in case you guys missed it, the Financial Horse Complete Guide to Investing for Singapore Investors launched yesterday! I’ve spent the last 9 months compiling everything I know about investing […]
Hi Financial Horse, I enjoy reading your blog and think you have some interesting opinions. Am intrigued by your course but have a few questions.
1. Given you are a Singaporean running a Singapore focused course aimed at Singapore investors, why are you charging in USD? It increases transaction costs with foreign exchange charges for credit cards and with USD shooting up, increases the cost of the course. Besides, with US weaponizing the use of the USD, not sure this is a trend you want to encourage.
2. The free intro content seems quite elementary albeit well put together. Is the rest of the course at a similar level or does it get more sophisticated? Just trying to understand if right level for me. I understand you offer a money back guarantee but saying learning “nothing new” is a high bar as one will always learn something. Whether learning enough new to feel it is worth USD$199 is the more appropriate question I think. Also, asking for money back even if one didn’t feel one learnt enough is a bit paiseh so that is a holdback to trial.
Anyway, since this is a new endeavor for you, thought I would share this in interest of constructive feedback.
Haha sure, please see my responses below:
1. I’ve come to realise that while I write for a Singapore audience, there are many non-Singapore based investors who are interested in the course as well, so the USD option is to suit all such readers. Am curious to hear your feedback too though, if I create a SGD option and peg it to a fixed USD/SGD exchange rate, would that be significantly easier for you?
2. Yes, the first lesson is meant to be an introduction, so it does dive a lot further into investing and the technical details in the later lessons. I’ve genuinely tried to summarise everything I know about investing into a framework that readers can learn from, so if you take a look at the articles on the site you can probably gauge the level of the course. 🙂
Thanks again for the honest feedback. I genuinely appreciate it!