The Best Free Budgeting Tools to Tranform your Finances for Singapore Investors (2023)

How should you manage your money? There are probably dozens of answers to the question. Everyone has a unique preference when choosing a budgeting tool. It...

Best Fixed Deposit rates in Singapore yield 4.08% – Better than T-Bills and Singapore Savings Bonds for cash investments? (February 2023)

  As of today, the best Fixed Deposit in Singapore pays 4.08%. Whereas the latest 6 month T-Bills closed at 3.93% yield. Which means that if you...

Top News this Week (19 Feb)

Rounding up top investing articles from around the web, including articles shared in our Facebook Group and Reddit Community: r/SingaporeInvestments. US Air Force may have...

Top 3 REITs I will buy in 2023 – 6% Dividend yield minimum (as a Singapore Investor)

  Let me just put it out there and say that I am not the biggest fan of REITs at today’s prices. Regular readers of Financial...

How to cope with inflation and rising costs ? Start planning early to achieve your life goals with OCBC Financial OneView

Feeling the pinch from inflation & rising costs?   You’re definitely not alone. If you’re looking for a handy tool to plan and track your finances,...

How to earn 3.88% on your CPF-OA – Fixed Deposit / T-Bills a must buy? (can be bought online now!)

  Unless you’ve been living under a rock the past few month, you probably heard about the buy T-Bills with CPF-OA trick. CPF-OA pays 2.5%, so...

Top News this Week (12 Feb)

Rounding up top investing articles from around the web, including articles shared in our Facebook Group and Reddit Community: r/SingaporeInvestments. Household incomes in S’pore rose...

Next T-Bill Auction on 16 February – Estimated yield of 3.85% – 3.95%? Should you buy T-Bills or Fixed Deposit with CPF-OA?

  Okay, so the next 6 month T-Bills auction is on 16 February. Given that interest rates are starting to drop globally, I’ve been getting a...

Comfort Delgro shares drop 53% to 10 year low – Will I buy this stock?

  Okay for some reason I have been getting a flood of questions on Comfort Delgro. I’m not the biggest fan of this stock, but what...

How I will invest $100,000 in 2023? (as a Singapore Investor)

It’s the start of a new year! No matter how your investments fared in 2022, the performance counter is reset and you have the opportunity to regroup for 2023. So… I wanted to survey the 2023 investing landscape with fresh eyes. How would I go about investing $100,000 in 2023?

Latest Singapore Savings Bonds at 2.9% yield – Will I buy Fixed Deposit, T-Bills or SSBs? Why are interest rates going down – time...

  Okay so the latest Singapore Savings Bonds interest rates are out. And the rates are absolutely terrible. 2.76% for the first 6 years. And going up to...

Top News this Week (5 Feb)

Rounding up top investing articles from around the web, including articles shared in our Facebook Group and Reddit Community: r/SingaporeInvestments. Bus, train usage continues to...

The Fed “Pivot” is here – Time to buy stocks and REITs?

  Okay, so Wednesday’s FOMC was really, really important. To the point where it requires a full article on it. We spent all of 2022 talking about...

6 month T-Bills issued at 3.88% yield – Demand is still very strong despite interest rates going down (2 February 2023)

  So the latest T-Bills auction results (2 Feb 2023) are out. And interest rates on the 6 month T-Bills continue their downtrend to 3.88% (vs...

Craziest Workplace Bonus Stories: Which Industry has the Best Bonuses?

With the pandemic and global economic slowdown causing worry, everyone is trying to combat inflation, and prepare themselves against layoffs. On the flip side, there...

Next 6 month T-Bills auction on 2 Feb – Estimated Yield of 3.95% – 4.05%? Fixed Deposit a better buy at 4.28%?

  I’ve been getting questions about estimated yield for the next 6 month T-Bills, so I decided to continue with this series of T-Bills articles. If...

Top News this Week (29 Jan)

Rounding up top investing articles from around the web, including articles shared in our Facebook Group and Reddit Community: r/SingaporeInvestments. US, Germany to send battle...

Singapore Savings Bonds massively undersubscribed – Full $200,000 allotment! 10 year SGS auction closes at 2.86%

  We had quite a few notable results in the fixed income world yesterday that I thought was worth writing on quickly.    Singapore Savings Bonds massively...

How I will invest my money in 2023? Have stocks bottomed?

  Earlier this week I wrote a piece for Patrons discussing how to invest for the next 3 to 5 years (in a world of...

12 month T-Bills issued at 3.87% yield – Interest rates keep going down (26 Jan 2023 Auction Results)

  So the latest 12 month T-Bill auction results are out. In the weekend article I predicted an indicative range of 3.9% - 4.1%, but I...

6 Ways to use AI tools (like ChatGPT) to improve your Finances

Have you heard of ChatGPT? ChatGPT is a chatbot launched by OpenAI in November 2022. ChatGPT has taken the world by storm since its launch, crossing...

12 month T-Bills auction on 26 Jan – Estimated yield of 3.9% – 4.1%? Better buy than 6 month T-Bills, Fixed Deposit or Singapore...

  Happy Chinese New Year to all readers! In case you missed it - we're going to get a 12 month T-Bills auction this month. 12 month...

Top News this Week (22 Jan)

Rounding up top investing articles from around the web, including articles shared in our Facebook Group and Reddit Community: r/SingaporeInvestments. China's 2022 gold output climbs,...

12 month T-Bills at 4% yield – NOT a good buy with CPF-OA? Compared vs 6 month T-Bills, Fixed Deposit or Singapore Savings Bonds?

  Okay my apologies. I’ve been getting a flood of questions on whether it’s better to buy the 12 month or 6 month T-Bills using CPF-OA. I...

Latest T-Bills issued at 4.00% yield – Why are interest rates going down? (18 January 2023 Auction Results)

  Latest T-Bills auction results are out! And unfortunately, the T-Bills yields look to be tracking US interest rates and going down. In my weekend article I...