Will I buy the dip on the Iran War? Or is this COVID 2.0 and sell everything?

In my FH Premium article this week, I wrote that the Iran war is potentially the most significant geopolitical event since COVID. And in COVID...

Singapore’s Second Gold ETF is Here — Should You Subscribe to the LionGlobal Physical Gold ETF?

In our recent article on How to Buy Gold in Singapore, we covered the main ways Singapore investors can get gold exposure — from...

If I have $1 million for the Iran War Recovery: Buy S-REITs, DBS Bank, or Gold?

In my articles last week – I shared my views that this US Iran war is not going to be straightforward. For the simple reason...

Singapore’s “$12,446 median household income”: Are we getting richer?

Singapore’s Key Household Income Trends 2025 shows real income gains and a drop in inequality to the lowest since 2015. Singapore households did get richer...

What is a Good Net Worth in Singapore? $2.2 million net worth to be in the top percentile? (2026 Guide)

One of the most common questions I get from readers is -- "What is a good net worth in Singapore?" And it's a fair question. Because...

How will I invest in 2026 with the US-Iran war?

As you all know by now, what would have been considered unthinkable at the start of the year is now a reality. The US is...

Who are the Top 1% in Singapore – and what do they actually do?

In today’s Singapore you’re looking at around S$7.1 million in net worth or about S$696,000 in annual income to be in the top 1%....

Sharing my updated views on Iran – this could get messier than Trump expected

So in yesterday’s article I shared my initial views on the US-Israel-Iran conflict. Having had some more time to mull over it, and after watching...

US at war with Iran: Will the stock market crash? What will I do – Buy gold and oil?

In last week’s FH Premium article on the US-Iran situation, I wrote that the chances of a US attack on Iran is higher than...

How to Buy Gold in Singapore — A Complete Guide for Singapore Investors

Gold has been on an absolute tear. As I write this in February 2026, gold is trading at approximately US$5,200 per ounce — up more...

Lendlease REIT buys PLQ Mall – Shares fall 13%? Will I buy this REIT after the preferential offering?

Lendlease REIT announced this week that they are buying the remaining 30% of Paya Lebar Quarter that they don’t already own. And this would be...

Manulife Singapore issued a single US$300 million life insurance policy: what a mega deal says about Singapore, and what it means for your own...

Manulife Singapore just wrote a single US$300m life policy — a “jumbo” deal that signals how fast ultra-wealth planning is scaling up in Singapore. Asia’s...

What is a Good Salary in Singapore – more than $12,000 monthly income? (2026 Guide)

The median household monthly income hit $12,446 in 2025. That’s the first time ever the median monthly household income has crossed $12,000. But whether that's "good"...

Silver Prices crashed 50% in 1 Week – Is this the Bottom? Will I buy Silver today?

About a month ago, I wrote an article arguing that Silver may be in a parabolic bubble. Many readers pushed back, insisting Silver was in...

What The Super Rich Do Differently With Their Money

The super rich don’t just have more money – they use money very differently. They obsess over ownership and deal structure, not salary, they are...

Top Fixed Deposit Rates in Singapore Pay 1.50% Yield – Where to park cash for yield today? Are T-Bills, REITs, Bonds a Better Buy?...

The latest 6-month T-Bills came in at just 1.36% yield at the 12 February auction. At 1.36% yield, T-Bills have now fallen to their lowest...

DBS profit falls 10% – Is it time to sell DBS Bank? Or buy more at 5.6% dividend yield?

A lot of you probably saw the headlines this week about DBS Bank profits falling 10%. This led to a lot of discussion as to...

The 5-Minute Rule That Can Make You Rich

You can use the 5-minute rule to completely change your money life: anything that takes under 5 minutes, do it now instead of “later”. For...

Fixed vs Floating rate Mortgage: Which should you choose in February 2026? (as a Singapore Investor)

A question that I regularly get on Financial Horse is whether to take a fixed or floating rate mortgage. And how long to lock it...

Sea Limited shares fall 50% to April 2025 lows – Will I buy Shopee stock?

In case you’ve missed it. Global stock markets are in a sell-off mode for anything that is remotely software, or software as a service (SaaS)...

If Your Goals Don’t Scare You, They Won’t Make You Rich

Dreaming bigger can actually tangibly increase your net worth. You’ll rarely build a “freedom” balance sheet if you’re only aiming for “comfortable”. Big dreams force...

STI up 30% the past 12 months – Why I’m NOT selling the bank stocks (and what I’m buying instead)

For those of you who may have missed it. Singapore stocks are on fire. The Straits Times Index (STI) is up a whopping 27% in the...

The Fast Lane to a 50% Pay Bump: Find the Right Mentor?

Mentorship at work is basically a career fast-forward button. This shows up directly in your income: faster promotions, better roles, and higher-stakes projects. This article was...

OCBC Bank breaks $21 to all time highs – Will I buy more OCBC at 4.8% dividend yield?

So I’ve been seeing a lot of articles recently about OCBC Bank breaking $20, and soaring to all time highs. Now those with access to...

How to Ninja Your Way out of Nosy Questions this Chinese New Year

Chinese New Year reunions are the Olympics of Small Talk. Done right, you can turn awkward interrogations into laugh-out-loud moments and actually enjoy your...