Fixed vs Floating rate Mortgage: Which should you choose in February 2026? (as a Singapore Investor)

A question that I regularly get on Financial Horse is whether to take a fixed or floating rate mortgage. And how long to lock it...

Sea Limited shares fall 50% to April 2025 lows – Will I buy Shopee stock?

In case you’ve missed it. Global stock markets are in a sell-off mode for anything that is remotely software, or software as a service (SaaS)...

If Your Goals Don’t Scare You, They Won’t Make You Rich

Dreaming bigger can actually tangibly increase your net worth. You’ll rarely build a “freedom” balance sheet if you’re only aiming for “comfortable”. Big dreams force...

STI up 30% the past 12 months – Why I’m NOT selling the bank stocks (and what I’m buying instead)

For those of you who may have missed it. Singapore stocks are on fire. The Straits Times Index (STI) is up a whopping 27% in the...

The Fast Lane to a 50% Pay Bump: Find the Right Mentor?

Mentorship at work is basically a career fast-forward button. This shows up directly in your income: faster promotions, better roles, and higher-stakes projects. This article was...

OCBC Bank breaks $21 to all time highs – Will I buy more OCBC at 4.8% dividend yield?

So I’ve been seeing a lot of articles recently about OCBC Bank breaking $20, and soaring to all time highs. Now those with access to...

How to Ninja Your Way out of Nosy Questions this Chinese New Year

Chinese New Year reunions are the Olympics of Small Talk. Done right, you can turn awkward interrogations into laugh-out-loud moments and actually enjoy your...

Silver’s price has tripled over the past year – Will I buy more Silver today?

Unless you’ve been living under a rock, you’ll probably have heard that Silver’s price performance has been astounding. Silver’s price was at $30 USD/ounce as...

5 Under-Used Tips to Jumpstart Your Finances in the NEW Year

Here are five under-used, high-impact moves to jumpstart your finances. Habits will start compounding in the new year, sit back and reap the rewards at...

How Should I Invest in 2026? Build a Diversified Portfolio with Capital Gains Potential?

  With the latest 6-month T-Bills yielding at 1.60%, a lot of readers have been asking how to invest smarter instead of leaving everything in...

Why I bought more UOB Bank stock at 6% dividend yield?

Okay so just 2 – 3 months ago, I wrote an article on UOB Bank. And my conclusion there was that I would not buy...

The Science Says: Sleep More, Earn More (Why Sleep = Money)

Sleep is probably one of the most overlooked, but most powerful things within our control that we can use to boost success. Top CEOs,...

Why I may buy less REITS in 2026?

In last week’s article, I wrote about how I may invest in 2026, and I shared that I may underweight REITs in 2026. This garnered...

How I will invest my portfolio in 2026? 3 big questions to ask yourself?

As we start to prepare to move into 2026. I’ve been reading a lot of 2026 investment outlooks. And sure most of these outlooks are great...

Keppel REIT buys 33% of MBFC Tower 3 – Shares immediately drop 6.8%? Will I buy this REIT after the preferential offering?

Okay so quite a few of you have asked me for an “urgent” piece on Keppel REIT’s MBFC acquisition, the preferential offering, and my...

12 of the Best Investing Strategies of All Time

Timeless investing ≠ fancy strategies. Long-term investing is about owning quality at fair prices and risk management. The greats disagree on tactics, but they agree on...

Singapore Property Outlook 2026: Are We in a “Soft Landing” Property Market Now? What Should Smart Buyers Do Next?

Singapore property is looking like a soft landing. For 2026, the key tug-of-war is lower mortgage benchmarks vs. a big supply pipeline. What does this...

3 Biggest Investment Mistakes I made in 2025 – with my investment portfolio

Well… it’s that time of the year again. As regular readers of Financial Horse know. I like to take the opportunity at the end of each...

8 Things to do By End of Year to Get Your Finances in Order

It's almost the new year. Time for a quick dust-up, round-up to get your finances in order before the new year. This article was written by...

How to invest in Oral weight loss drugs? Understanding the GLP-1 Industry and the 2 giants – Novo Nordisk and Eli Lilly

I know it’s slightly different from the usual topics we cover on FH Premium. But I’ve been looking at the GLP-1 industry for a while...

Dividend Investing MasterClass – Everything You Need to Know About Dividends: BIGGEST HOLIDAY SALE!

2026 is looking to be an OPPORTUNITY for investors. With the year coming to a close, this is the best time to rebalance your portfolio...

7 Easy Ways to Give back in Singapore + Tax Efficient Tips (2025)

In the spirit of the holidays, let's explore 7 easy, high-impact ways to give back in Singapore. Plus, enjoy tax advantages when you give back. This...

How I may invest $1 million in 2026?

It’s been ages since I’ve done a no holds barred article like this. And given that we’re almost at the end of 2025. I figured let’s...

10 Thoughtful Gift Ideas for the Holiday Season (Without Breaking the Bank)

Holiday season is here. Here are 10 thoughtful and useful holiday gifts for your friends, family and colleagues. This article was written by a...

How I will invest to get $5000 a month passive dividend income – 6% yield on a $1 million portfolio?

So… the latest T-Bills yield 1.39%. And the latest Singapore Savings Bonds yield 1.35% first year, and 1.85% over 10 years. This is a sea change...