Top Fixed Deposit Rates in Singapore offer 1.65% yield – With T-Bills yields plunging to 1.44%, are REITS, Bonds or Fixed Deposits a better...

As you have probably heard by now, the latest T-Bills yields fell to a dismal 1.44%. At 1.44% yield, T-Bills just look dismal, considering you...

Living Well over Living Long? The New Singaporean Mindset to Financial Freedom?

In Manulife’s Asia Care Survey 2025, just 6% of the 1,021 locals interviewed chose “living longer” as a life goal. A generation that once worshipped...

How I will invest $1 million as a Singapore Investor – other than “expensive” US AI Tech or Crypto?

In the recent FH Premium portfolio update, I shared my views that we may be rapidly approaching a blow off top in the next...

Recessions Make Millionaires? How to take Advantage of Opportunities in Downturns

Recessions are when asset prices reset, weak hands capitulate, and liquidity becomes king. Savvy buyers have the opportunity to lock in decade-defining bargains. This article was...

UOB One cuts interest rates to 2.5% – Where would I park my cash for high yield? T-Bills, Fixed Deposits, Money Market Funds?

As you guys have probably heard by now. UOB One Account’s interest rates will be dropping once again. From 1 Sep 2025, UOB One’s max effective...

Sembcorp stock fell 20% in 4 days – Will I buy this stock at 4% dividend yield?

So I received this question from a FH Premium subscriber recently: Any thoughts on Sembcorp industry which plunged 20% in past few days? You can see...

The 7 Hardest Parts of Investing – and Practical Ways to Beat Each One

Investing is not easy. Even seasoned professionals stumble and make mistakes. This post explores 7 common pain points - and concrete tactics on how to...

Will I sell my OCBC bank shares or buy more after the dividend cut? Buy DBS or UOB bank instead?

So I was reading this article titled “Will I Sell My OCBC Shares At All-Time Highs After its Dividend Cut” The article basically walks through...

12 Zero-Cost Ways to Boost Your Happiness (Backed by Science)

Money can buy comfort, but research shows that long-term wellbeing hinges more on habits than on big-ticket experiences. By tweaking your daily environment and...

Astrea 9 PE Bonds Review – Will I buy these 5.7% yielding Bonds? Buy Class A-1 SGD or Class A-2 USD Bonds?

Unless you’ve been living under a rock – you probably know that the new Astrea 9 Private Equity (PE) bonds are back. 3.4% yield on...

10 Hidden Ways to Become Better at Managing Your Money

Small moves can make a big difference to your money management. Big net worth gains can come from subtle systems that hum in the...

Top 10 highest dividend blue-chip REITs on SGX – Which would I buy? 5% dividend yield minimum?

I’ve been getting a lot of questions on where to park cash for yield, given the sharp drop in Singapore interest rates. After all, the...

10 Little Things You Can Do After Work to Increase Your Net Worth

Staying consistent with healthy money habits can lead to significant financial progress over time. Here are ten actionable things you can do after work to...

How to invest $1 million today – as a Singapore investor? What is the ideal asset allocation at age 25, 35 and 45?

As you guys know, I spend a lot of time thinking about asset allocation. So I recently decided to cross check my thinking against AI,...

Top 10 Renovation Tips to Save Money

Home renovations can be very pricy. In Singapore, there is no "average" as the scope, size of unit, age of unit and material choices...

Top Fixed Deposit Rates in Singapore offer 2.45% yield – With falling T-Bills yields, is Fixed Deposit a much better place to park cash?...

As you have probably heard by now, the latest T-Bills yields fell to 1.85%. At 1.85% suddenly T-Bills no longer look that attractive. And fixed deposits...

Income and Spending Trends for Singapore Households: Are We Getting Richer? (2025)

As Singapore navigates the complexities of a post-pandemic economy, there have been changes in the financial trends among households. Let's explore the shifts in...

NTT DC REIT IPO – Will I buy this 7.5% dividend yield data centre REIT?

As some of you will know, there is a new REIT IPO coming. NTT DC REIT – a data centre REIT sponsored by NTT. It’s the...

How I will invest $1 million in 2025? Buy Stocks, REITs, Bitcoin, Gold? (as a Singapore Investor)

I came across this great comment from a FH Premium subscriber. I’ve extracted the comment in full below (Credits: you know who you are) From a...

7 Small Tweaks to Improve Your Decision-Making as an Investor

Small tweaks to improve your decision making as an investor. Spending an extra 10–15 minutes per trade on these tweaks compounds into better risk control,...

Will I still buy T-Bills with falling yields? Why do yields keep dropping and any chance this will change?

As you guys know, T-Bills yields have been on a steady downtrend. So in this article, I wanted to discuss a couple of points: Why do...

Will I buy Singtel shares at 4.5% dividend yield? Share price up 65% in the past year?

So I came across this podcast with Singtel CFO Arthur Lang over the weekend. And as I went through the podcast, it occurred to me...

How to Overcome Confirmation Biases and other Biases in Investing

Even the most disciplined investors can fall prey to cognitive shortcuts that skew decision‑making. Confirmation bias—seeking information that supports your existing views—is just one...

Top 10 highest yield dividend stocks on SGX – Which would I buy? 5% dividend yield minimum?

So I was doing some research on the highest yielding blue chip dividend stocks on the SGX recently. And with the help of AI, I...

Do You Lose Friends after Becoming Rich?

Sudden or significant wealth can reshape many areas of your life—your lifestyle, priorities, and even your social circle. Does money drive a wedge between...