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Guide to Investing

Top Fixed Deposit Rates in Singapore offer 3.20% yield – Better buy than T-Bills?...

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Now the next T-Bills auction is on Thursday 10 Oct. But with T-Bills yields falling to 2.97% at the latest auction, I’m just not sure...

How much do you need to earn to survive in Singapore? Can you survive...

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  There’s been a very active discussion in the FH Telegram Group – on how much do you need to earn to survive in Singapore. For...

Top Fixed Deposit Rates in Singapore offer 3.50% yield – Higher than T-Bills after...

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As you would probably have heard by now. At the most recent T-Bills auction this week, T-Bills yields continued their sharp drop to 3.13%. Charted below,...

Best Fixed Deposit Rates yield 3.60% – Better buy than T-Bills after this week’s...

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In case you missed it. 6-month T-Bills yields fell off a cliff this week. Latest 6-month T-Bills yields closed at 3.40% at this week’s auction, the...

Best Fixed Deposit Rates in Singapore yield 3.80% today – Where to put your...

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  We’re now at the point in the interest rate cycle where it’s fairly clear interest rate cuts are coming. The only question is when exactly,...

Chocolate Finance Review – 4.2% yield, better buy than T-Bills and Fixed Deposits? (Chocolate...

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  I’ve seen a lot of discussion about Chocolate Finance of late – which has just reopened for new sign ups. What is Chocolate Finance? “Chocolate Finance...

Is it a good time to buy Gold? (as a Singapore Investor in 2024)

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  For those who have been following – the big story last week was the depreciation in the Yen. The yen has depreciated sharply above the...

Best Fixed Deposit Rates in Singapore yield 3.75% – Where to park cash for...

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  If you recall – in Jan the market was pricing in 7 interest rate cuts in 2024. With hot US inflation and latest comments from...

Best Fixed Deposit Rates in Singapore yield 3.75% – Where to put cash for...

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  Interest rates have been all over the place of late. If you recall – in Jan the market was pricing in 7 interest rate cuts...

FH Stocks Masterclass & REITs Masterclass 5.5 Sale!

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It's spring cleaning season. Time to dust up your portfolio, and get ready for roaring returns in 2024.  5.5 Promotion For the spring season, we're launching a...

Singapore Savings Bonds yield 3.06% – SSB yields to go even higher next month?...

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  So I recently received this question from an FH reader: “Would you recommend to buy SSB this month or wait till next month? Or is...

Best Fixed Deposit Rates yield 3.80% – Are interest rates going up or down?...

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  Short term interest rates have been very interesting of late. If you recall – in Jan the market was pricing in 6 interest rate cuts...

UOB One Account interest rates cut to 4.00% for $150,000 – Switch to T-Bills...

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  As many of you will know. UOB One Account was one of the best high interest savings accounts before this. As long as you credit your...

Best Fixed Deposit Rates yield 3.80% – Will interest rates go up or down?...

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  It’s been quite a while since my last Fixed Deposits rates roundup in early Feb. So I wanted to update that today. 3 things I wanted...

Best Fixed Deposit Rates yield 3.55% – Better buy than T-Bills now? How to...

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  A lot of you have asked where to park cash today. How do you know how much cash to put into each of the following...