The Biggest Retirement Risks in Singapore — It’s Not Just Running Out of Money

Most people think retirement planning is about one question: “How much money is enough to retire?” But that is only half the issue. An important question to...

Should you defer CPF LIFE to 70 for S$2,380 a month instead of S$1,780 — is the 5-year wait worth S$107,000?

Okay so when I wrote about which pot to drain first in retirement, I said that deferring CPF LIFE deserved its own article —...

Grab shares plunge 59% in 1 year – Will I sell my shares or buy more?

Okay so quite a few of you have asked me about Grab. And I understand why – Grab closed at US$2.81 this week. The lowest since...

Famous Wealth Planning Mistakes – And What We Can Learn From Them

Wealth planning sounds like something only billionaires need. That is the first mistake. The rich may have more assets, more advisers, and more complicated estates. But...

Keppel DC REIT buys two Tokyo data centres for S$1.37 billion — is this a good deal, and will I buy this REIT at...

In case you missed it, Keppel DC REIT announced last week that it is buying two data centres in Inzai, Greater Tokyo, for S$1.37...

OCBC is cheap (undervalued) at $32? – Why I disagree despite being a shareholder

Okay so this one is a little different. Over the weekend, an article popped up on my Google feed with the title “OCBC is cheap...

Lifestyle Upgrades Worth The Splurge?

Some things are absolutely worth “overpaying” for – because they buy back energy, time, and sanity for years. Others just drain cash and add zero...

Your spouse inherits S$1 million and has never bought a stock — what should the portfolio look like?

Okay so this one comes from a reader comment on the last article. “Part 1: Cannot siam US estate tax easily. Part 2: Where your spouse...

S-REITs are back at Iran-war lows and yield 6.4% — will I buy back the REITs I sold this year?

Okay so after the inflation article last week, quite a few of you have asked me for my views on S-REITs and interest rates. Especially...

How to Unpack Financial Baggage — and Finally Take Control of Your Money in Singapore

Most people think financial problems are about numbers. They are not. At least, not only about numbers. Yes, your salary matters. Your CPF matters. Your investments matter....

Singapore inflation jumps to 2.2% — but T-bills pay just 1.56%. Where should you park cash now?

In case you missed it — Singapore headline inflation just came in at 2.2%. That is the highest reading since August 2024. At the same time,...

Keppel Infrastructure Trust pays a 7.6% dividend yield — will I finally sell this business trust?

Okay so quite a few of you have asked me about Keppel Infrastructure Trust (KIT). And I understand why — the unit price is up...

Ageing, Innovation and AI: 10 Healthcare Stocks Positioned to Benefit

Healthcare has three powerful structural tailwinds. The global population is ageing. Medical innovation is expanding what can be diagnosed and treated. And artificial intelligence is beginning to...

Retiring with S$2 million in cash, SRS, CPF and stocks — which should you draw down first?

Quite a few of you have asked me about this since the 4% rule article. Say you retire with S$2 million spread across cash, an...

How I would invest $1 million today – amid higher interest rates and the Iran war

So in an article earlier this month, some of you guys pointed out that I didn’t actually share how I would invest $1 million...

10 Ultra Luxury Brands You Probably Don’t Know About

Most people know about famous luxury brands. But it is not always about who has the most recognizable logo, the longest boutique queue, or...

OCBC profit up 22%, UOB down 5% — which Singapore bank would I buy after record Q2 earnings?

Okay so quite a few of you have asked me for my views on the Singapore bank results. And what a results week it was. DBS...

The 5 Biggest Health Risks in Singapore — And How Singaporeans Should Prepare Financially

Most Singaporeans think about healthcare planning only when insurance premiums go up. But the bigger issue is not just hospital bills. A serious illness can also...

If you died tomorrow, can your family actually run your portfolio? The one-page plan + 5 documents to leave behind

Okay so this one is by popular demand. At the end of the brokerage account article, I asked whether there was interest in a piece...

STI at all-time highs, gold down 26% from the peak – should you buy the LionGlobal Signature Singapore Suite?

If you had to name the trade of 2026 so far, it wouldn't be AI. It would be Singapore. The STI is sitting at an all-time...

AI stocks crash 58% in 1 month, while oil soars 30% – How would I invest $1 million today?

Well, what a week. Or rather, what a month. As recently as late June, AI stocks were in full blown “bubble” mode. And then in the span...

The most important lessons to teach your kids about money

The money lessons children remember are usually not taught in a lecture. They are learned in the supermarket, at the dining table, through pocket...

You die with S$500,000 in your brokerage account – How long before your family sees the money? Can you give your password to your...

Okay so quite a few of you asked me this after the estate tax article. The 40% US estate tax is one problem. But it turns...

Has the AI Bubble Burst? Will the Iran war cause a market crash? And why I sold my REITs?

Okay so I wrote a variant of this article for FH Premium subscribers earlier this week. But a lot of you have been asking for...

The Crazy Prices Behind the World’s Most Expensive Drinks

There is expensive, and then there is I just bought a drink worth a house expensive. What makes a drink worth a fortune? This article...