Top Fixed Deposit Rates in Singapore offer 3.20% yield – With Trump’s win, where to park cash for highest yield? (Nov 2024)

Unless you’ve been living under a rock this week. You’ve probably heard that Trump has won the US elections. This has led to a sharp repricing...

How I will invest in 2025 after Trump’s win? Will inflation return next year?

In case you haven’t already heard – Trump has won the US elections. In an overwhelming victory as well – with Republicans also winning control of...

Top 12 Christmas Gifts that are Thoughtful and Budget Friendly

Holiday season is coming up. With 11.11 coming up as well, this may be a good time to stock up gifts for friends and family. Here...

Why I stopped buying T-Bills? Is PIMCO GIS Income Fund a better buy at 6.1% yield?

Okay so I have been getting a lot of questions on PIMCO GIS Income Fund. It invests primarily in US investment grade bonds, and: Pays a...

Will I sell Mapletree Pan Asia Commercial Trust? DPU drops 11.6%, pays 6.04% dividend yield?

Long time readers will know that one of the first articles I wrote on FH was titled “Why I plan to never sell Mapletree Commercial Trust”. Well,...

Top 5 Luxury Watches that Hold their Value

The world of luxury watches is not just about timekeeping, it's also about investment potential. Certain timepieces have proven their ability to retain or...

55 year old with $650k in CPF OA – Should he invest the money or pay off his mortgage?

So I received this question recently: Hi FH. My outstanding housing loan of about 650K is due for repricing. I've been offered 2.7% fixed rate...

Get an Apple iPad (worth S$508.30) or $400 cash with Citi Credit Cards!

For new Citibank card members, sign up before 31 October 2024 and you can choose from the following rewards: Apple iPad 9th Gen 10.9 wifi...

Why I bought more OCBC Bank at 5.8% dividend yield? Will bank stocks drop in 2025?

I’ve been getting quite a few questions for my latest views on banks. As we all know, bank earnings (and share price) has been very...

Why I think inflation may return in 2025? This has big implications for portfolio positioning? [FH Premium]

As shared with those on my Personal Portfolio / Stock Watch tier over the weekend, I've been thinking a lot about the Fed's 50...

How to Use the 37% Rule for Better Personal Finance Decisions

If you’ve gone house hunting, these thoughts are familiar as you enter another property: Is this the one? Should I keep looking? What if...

Why I stopped buying T-Bills at 3% yields? Why I switched to buying short duration bonds / money market funds instead?

First off – my apologies because I have missed out on covering the past 2 T-Bills auctions (a 6 and 12 month auction respectively). Some...

Top News this Week (20 Oct)

Rounding up top investing articles from around the web, including articles shared on Twitter. Prime and Plus HDB flats in Oct BTO launch to come with...

How to buy Bond Funds paying 5% yield? Answering all your questions on Bonds?

Okay after last week’s article on DBS SaveUp Portfolio (a 5.0% yield bond portfolio). I have been getting a TON of questions on how do bond funds...

Is Dollar Cost Averaging the best way to buy stocks?

Dollar-Cost Averaging (DCA) is a popular investment strategy that is often recommended to investors.  How does it work? An investor invests a fixed amount of money...

How to invest for a better yield on cash – instead of chilling in T-bills, invest with POSB?

  As you would all have observed - T-Bills yields are falling.  The latest T-Bills yields closed at 3.06%, which is the lowest it has been...

How I will invest $2 million in 2025? For strong capital gains while managing risk?

I received this question in the Telegram group this week: Hi all, don't mind this fairly elementary post. I'm a local Singaporean (late 20s)  that's back...

Top 8 Most Expensive Restaurants in Singapore (2024)

Singapore is an exciting destination for world class cuisine from all around the world. With holiday season descending upon us, let's explore eight of Singapore's...

Top Fixed Deposit Rates in Singapore offer 3.20% yield – Better buy than T-Bills? Estimated yield for next T-Bills auction? (Oct 2024)

Now the next T-Bills auction is on Thursday 10 Oct. But with T-Bills yields falling to 2.97% at the latest auction, I’m just not sure...

Have China stocks bottomed? Why I bought more China stocks last week?

This is an FH Premium post written last weekend. As I have been getting a lot of questions on my views on China, I wanted...

Top 5 Pillars of Investing as a Long-Term Singapore Investor

Earning + saving + investing form the trifecta towards wealth creation.  As we build our nest egg, it becomes increasingly important to invest your money...

Which is the best mortgage rate to pick today? Fixed rate at 2.50% with option to reprice after 12 months?

  I recently received this question from an FH Premium subscriber: Hello FH, in view of current Fed action, how would u choose? Choose a low 3 years fixed...

Top News this Week (29 Sep)

Rounding up top investing articles from around the web, including articles shared on Twitter. Iswaran pleads guilty: Prosecution seeks 6 to 7 months’ jail, sentencing set...

How to get 5.5% yield buying Bonds in 2024? Good buy with falling interest rates? 

In last week’s article, I asked if you guys wanted a deep dive into bonds. Boy… the response was overwhelming: Please do a deep dive for...

Top 5 Scams in Singapore to watch out for: Don’t fall for these latest scams! (2024)

Reports show that overall scam cases have risen in the first half of 2024.  A total of 26,587 cases were reported, with at least S$385.6...