The New Retirement Risk in Singapore: Living Long, But Needing Care

Singaporeans are living longer. That is good news. But it also changes the retirement question. For the longest time, retirement planning in Singapore was framed quite simply: How...

Where is the Best Place to Park Cash for Yield Today? — T-Bills at 1.47%, Fixed Deposits up to 1.60%, and why interest rates...

Earlier this year, the story for cash was straightforward. Interest rates were falling, and the only real question was how quickly they would drop. All...

Gold and Bitcoin have crashed 50% – Is this the buying opportunity we’ve been waiting for?

Remember when Gold / Silver were all the rage back in January 2026, and there were queues outside shops to buy bullion? Well, in hindsight...

The Investor You Need to Understand Best Is Yourself

The hardest part of investing is rarely just finding the right stock. It is managing the person making the decision. After a certain point, the...

Iran war is “over” – How would I invest $1 million today for the recovery? Buy bank stocks, AI, REITs?

Well, in case you missed it – the Iran war is “over”. For stock markets, the Iran war being “over” has been all but priced...

“Where did my money go?” 5 Signs you’re overspending and how to fix it

Overspending usually isn’t one huge mistake. It’s small, frequent spending that quietly grows until it destroys your financial goals. This article was written by...

Why you should put S$1 into SRS before 1 July — Before the Retirement Age rises to 64

On 1 July 2026, Singapore’s statutory retirement age increases from 63 to 64. Buried within this change is a detail that matters for anyone who...

3 Small but Deadly Investing Mistakes you don’t want to make

Most investors don’t lose money from one big, dramatic mistake. They bleed out from a few “small” mistakes that can compound into tragedy. Here are...

SGX shares Doubled in 2 years — Better buy than DBS Bank today?

For those of you who haven’t been following closely. Singapore Exchange (SGX) shares are absolutely on fire. This stock has more than doubled over the past...

Best Luxury Concierge Services in Singapore

Top-end concierge services in Singapore broadly falls into three buckets: credit-card concierge, stand-alone luxury concierge clubs, and digital app-based concierge. They all do roughly the...

Why is OCBC share price beating DBS and UOB Bank in 2026? Which is the best bank stock to buy today?

In this week’s FH Premium article, I shared my views on whether bank stocks or REITs are a better buy today. Banks are the strong...

Why Is Chrome Hearts So Expensive? Inside Fashion’s Weirdest Luxury Empire

One afternoon in 1988, Cher was rehearsing in a Los Angeles recording studio when a man with wild hair, a stern face, and biker...

How will I invest in 2026 – With the S&P500 at all time highs and AI stocks going parabolic?

In the weekend portfolio and macro update, I shared that after the huge rally, the S&P500 looks overbought here. The RSI sits at 70 -...

Will you BTO with me? What Singapore Couples Are Doing Differently Now With Marriage and Finances

Singapore couples are marrying later and making big money choices earlier. It's not uncommon to hear a proposal that begins with “Will you BTO...

Gold and Bitcoin have dropped 20% from the top – which is a better buy for my portfolio?

As you guys would know, I own both Gold and Bitcoin in my portfolio Gold is about x% of my portfolio today. While Bitcoin (including Ethereum...

Singapore’s Richest 1% Own 14% of Wealth — Is That a Problem?

Singapore’s richest 1% of households hold about 14% of the country’s total household wealth. The top 5% hold about 33%. At first glance, those numbers sound...

Ascendas REIT drops to COVID prices and pays a 6.2% dividend yield – Are REITs a good buy once again?

In case you’ve missed it. Ascendas REIT today trades at 2.49. The other times that it was this low? Was in 2020 during the peak of COVID,...

Does money have diminishing returns? When is “enough” enough in Singapore?

Most people have heard some version of: “Money buys happiness up to a point, then it doesn’t.” Research today is more nuanced: In their 2010 paper,...

How Old Money Manages Their Finances – and whether we should copy them

“Old money” is often described with a certain vibe: calm confidence, understated taste, and a sense that money is never urgent. But the real secret...

AEM Holdings soars 370% in 2026 – Will I buy this Singapore semiconductor stock?

In case you haven’t been following, AEM Holdings has been on an unbelievable run this year. AEM Holdings is a SGX listed semiconductor testing company. The...

Grab shares plunge 45% in 6 months – Will I buy South East Asia’s “Super App”?

Okay I have received quite a few requests for my views on Grab stock. Since its high of $6.5 in October 2025, Grab stock has...

Maximising CPF Payouts: What Actually Works for Retirement in Singapore

Planning for retirement can feel intimidating, especially when CPF rules, retirement sums, and payout options start to sound technical. But at its core, the...

PIMCO GIS Income Fund at 5.4% yield – A better buy than REITs?

One of the most common questions we get in the Financial Horse community – is the PIMCO GIS Income Fund a good buy? And we...

If I have S$1 million for the post-Iran War Recovery – Buy DBS Bank, REITs, gold, AI stocks?

In my articles last week, I shared that I saw a 50-60% probability that the March 30 price action was the short term bottom...

Is Inflation eating away all our money in Singapore?

You’ve probably felt it: the same grocery run costs more, kopi feels pricier, and a “simple” dinner somehow turns into a big bill. So...