Nvidia, Tesla, SpaceX futures are here: How to hedge US tech exposure while holding on to your winners

For long-term investors, one of the hardest decisions is not what to buy — but what to do when a good stock becomes volatile. That...

How to get $5,000 a month passive dividend income in 2026 — $1M portfolio at 6% yield: REITs, banks, or bonds?

Okay so every year around this time, I get the same question from readers. How to build a portfolio that generates passive dividend income? Or more...

Risking It All: Inside the Mind of an All-In Investor

There is something deeply seductive about the all-in investor. One idea. One massive bet. No hedging. No compromise. If it works, the investor looks like a...

Sea (Shopee) shares plunge 19% in 4 days to multi year low after announcing AI business — I hold this stock. Will I sell,...

The price action in Sea Ltd this week was ugly. Down 9% on Tuesday, on almost 4 times the normal volume. Totalling 19% in 4 trading...

Only-Child Families Are Rising in Singapore — Should Parents Worry About Raising Spoilt Children?

For a long time, the “standard” Singapore family was imagined as two parents and two children. That picture is changing. Singapore’s fertility rate has fallen to...

CPF LIFE Standard or Escalating — S$1,780 a month for life, or S$1,380 rising 2% a year? Why the break-even age of 90 is...

Okay so a reader wrote in recently asking if I could do a piece on the CPF LIFE Standard Plan vs the Escalating Plan. I...

Mapletree Industrial Trust falls 47% from highs and pays a 7% dividend yield — why isn’t the AI data centre boom helping, and will...

When Mapletree Industrial Trust (MIT) bought the huge data centre portfolio in 2021, I shared back then that I was not a fan. The US...

Is luxury over—or just overpriced?

A customer walks into a luxury store, looks at a bag, checks the price and leaves. They could afford it. They just did not think...

Interest rates are rising again – T-bills at 1.9%, bonds at 3%, or S-REITs at 6.6%? Where I would park S$100,000 of cash today

Okay so quite a few of you have asked me whether the cash picture has changed, now that long-term interest rates are spiking. Back in...

DBS, OCBC and UOB plunge 10% this week – buy the dip, or is more downside coming?

The price action in the Singapore banks this week was… not pretty. OCBC is down 10% from Tuesday’s high, UOB 8%, DBS 6% – and...

The best luxury purchases that are worth your money – what makes sense to buy with your hard earned money?

To some people, “luxury” means overpriced branding. To others, it means craftsmanship, rarity, and deep enjoyment. Both groups are right—depending on what you’re buying and why. So...

Nike and Lululemon fall 80% to lowest price in 10 years — will I buy either stock?

Okay so quite a few of you have asked me about Nike, after the stock got dropped from the S&P 100. And a few more...

Top 5 dividend stocks to buy in Singapore today – 4% dividend yield minimum. Which would I actually buy after the Fed hike?

Okay so quite a few of you have asked me which dividend stocks are still worth buying in this market. The STI is up 22%...

Dual Income, No Kids (DINKs) in Singapore — The Hidden Financial Risks

DINKs — dual income, no kids — are often discussed in financial terms. Two incomes. No child-related expenses. More disposable income. From the outside, it...

Top 4 Irish-domiciled ETFs to avoid US estate tax (40%) and dividend withholding tax (30%) – S&P 500, Nasdaq 100, MSCI World

Okay so quite a few of you have asked me about the 4 Xtrackers ETFs listing on SGX on 13 October. S&P 500, Nasdaq 100,...

Ascendas REIT falls to 2020 COVID prices – Will I buy this REIT at 6.6% dividend yield? Or cut loss?

Back in May I wrote that Ascendas REIT had dropped to COVID prices, at S$2.49. Well, it has fallen another 8% since then. This week it...

The Biggest Retirement Risks in Singapore — It’s Not Just Running Out of Money

Most people think retirement planning is about one question: “How much money is enough to retire?” But that is only half the issue. An important question to...

Should you defer CPF LIFE to 70 for S$2,380 a month instead of S$1,780 — is the 5-year wait worth S$107,000?

Okay so when I wrote about which pot to drain first in retirement, I said that deferring CPF LIFE deserved its own article —...

Grab shares plunge 59% in 1 year – Will I sell my shares or buy more?

Okay so quite a few of you have asked me about Grab. And I understand why – Grab closed at US$2.81 this week. The lowest since...

Famous Wealth Planning Mistakes – And What We Can Learn From Them

Wealth planning sounds like something only billionaires need. That is the first mistake. The rich may have more assets, more advisers, and more complicated estates. But...

Keppel DC REIT buys two Tokyo data centres for S$1.37 billion — is this a good deal, and will I buy this REIT at...

In case you missed it, Keppel DC REIT announced last week that it is buying two data centres in Inzai, Greater Tokyo, for S$1.37...

OCBC is cheap (undervalued) at $32? – Why I disagree despite being a shareholder

Okay so this one is a little different. Over the weekend, an article popped up on my Google feed with the title “OCBC is cheap...

Lifestyle Upgrades Worth The Splurge?

Some things are absolutely worth “overpaying” for – because they buy back energy, time, and sanity for years. Others just drain cash and add zero...

Your spouse inherits S$1 million and has never bought a stock — what should the portfolio look like?

Okay so this one comes from a reader comment on the last article. “Part 1: Cannot siam US estate tax easily. Part 2: Where your spouse...

S-REITs are back at Iran-war lows and yield 6.4% — will I buy back the REITs I sold this year?

Okay so after the inflation article last week, quite a few of you have asked me for my views on S-REITs and interest rates. Especially...