Singapore inflation jumps to 2.2% — but T-bills pay just 1.56%. Where should you park cash now?

In case you missed it — Singapore headline inflation just came in at 2.2%. That is the highest reading since August 2024. At the same time,...

Keppel Infrastructure Trust pays a 7.6% dividend yield — will I finally sell this business trust?

Okay so quite a few of you have asked me about Keppel Infrastructure Trust (KIT). And I understand why — the unit price is up...

Ageing, Innovation and AI: 10 Healthcare Stocks Positioned to Benefit

Healthcare has three powerful structural tailwinds. The global population is ageing. Medical innovation is expanding what can be diagnosed and treated. And artificial intelligence is beginning to...

Retiring with S$2 million in cash, SRS, CPF and stocks — which should you draw down first?

Quite a few of you have asked me about this since the 4% rule article. Say you retire with S$2 million spread across cash, an...

How I would invest $1 million today – amid higher interest rates and the Iran war

So in an article earlier this month, some of you guys pointed out that I didn’t actually share how I would invest $1 million...

10 Ultra Luxury Brands You Probably Don’t Know About

Most people know about famous luxury brands. But it is not always about who has the most recognizable logo, the longest boutique queue, or...

OCBC profit up 22%, UOB down 5% — which Singapore bank would I buy after record Q2 earnings?

Okay so quite a few of you have asked me for my views on the Singapore bank results. And what a results week it was. DBS...

The 5 Biggest Health Risks in Singapore — And How Singaporeans Should Prepare Financially

Most Singaporeans think about healthcare planning only when insurance premiums go up. But the bigger issue is not just hospital bills. A serious illness can also...

If you died tomorrow, can your family actually run your portfolio? The one-page plan + 5 documents to leave behind

Okay so this one is by popular demand. At the end of the brokerage account article, I asked whether there was interest in a piece...

STI at all-time highs, gold down 26% from the peak – should you buy the LionGlobal Signature Singapore Suite?

If you had to name the trade of 2026 so far, it wouldn't be AI. It would be Singapore. The STI is sitting at an all-time...

AI stocks crash 58% in 1 month, while oil soars 30% – How would I invest $1 million today?

Well, what a week. Or rather, what a month. As recently as late June, AI stocks were in full blown “bubble” mode. And then in the span...

The most important lessons to teach your kids about money

The money lessons children remember are usually not taught in a lecture. They are learned in the supermarket, at the dining table, through pocket...

You die with S$500,000 in your brokerage account – How long before your family sees the money? Can you give your password to your...

Okay so quite a few of you asked me this after the estate tax article. The 40% US estate tax is one problem. But it turns...

Has the AI Bubble Burst? Will the Iran war cause a market crash? And why I sold my REITs?

Okay so I wrote a variant of this article for FH Premium subscribers earlier this week. But a lot of you have been asking for...

The Crazy Prices Behind the World’s Most Expensive Drinks

There is expensive, and then there is I just bought a drink worth a house expensive. What makes a drink worth a fortune? This article...

Is $2.5 Million Enough to Retire in Singapore? Why the 4% Withdrawal Rule may Fail you

The 4% rule says you can withdraw 4% of your retirement portfolio in the first year, then adjust that amount for inflation each year,...

6 common myths about mortgages in Singapore — what home buyers often miss

Mortgage decisions in Singapore are often discussed in shorthand: how much you can borrow, what the monthly instalment looks like, and whether the rate...

Singapore’s average wealth hits S$680,000 — but the median is just S$123,000. What’s going on? (UBS Global Wealth Report 2026)

So UBS released its Global Wealth Report 2026 on 30 June 2026. And the headline that's been everywhere: the average Singaporean adult is worth US$527,217...

UOB shares jump 10% in 1 week to record highs — Is the cheapest Singapore bank finally catching up to DBS and OCBC?

Okay so quite a few of you have asked me about UOB this week. And I get why. UOB’s share price jumped almost 10% in 1...

What Retirees Regret Most About Money in Singapore

Most retirees do not look back and regret one bad stock pick. They regret the things they did not prepare for: rising costs, longer...

Die holding US Stocks and pay 40% tax? — What Singapore investors need to know about US inheritance / estate tax

Imagine a Singapore investor who dies holding S$1.5 million of US stocks in a brokerage account. Their family expects to inherit S$1.5 million. The IRS can...

My 3 Biggest Investment Mistakes in 2026 (so far) — and what were my investment returns for the year?

Okay, I’ve had feedback from readers that you enjoy my yearly debriefs — where I share my investment returns, and break down my 3...

The New Retirement Risk in Singapore: Living Long, But Needing Care

Singaporeans are living longer. That is good news. But it also changes the retirement question. For the longest time, retirement planning in Singapore was framed quite simply: How...

Where is the Best Place to Park Cash for Yield Today? — T-Bills at 1.47%, Fixed Deposits up to 1.60%, and why interest rates...

Earlier this year, the story for cash was straightforward. Interest rates were falling, and the only real question was how quickly they would drop. All...

Gold and Bitcoin have crashed 50% – Is this the buying opportunity we’ve been waiting for?

Remember when Gold / Silver were all the rage back in January 2026, and there were queues outside shops to buy bullion? Well, in hindsight...