UOB shares plunge while OCBC and DBS soar – Will I buy UOB Bank at 6.6% dividend yield?

Share price performance for the 3 local banks has been very interesting of late. After reporting the recent Q3 financial results. OCBC has soared to all...

Top 12 Hobbies of Wealthy Singaporeans – What Do Rich People do in Singapore?

Singapore is known as a playground for the rich. What do rich people do in Singapore? Let's explore the activities and interests of the wealthy,...

FH Stocks Masterclass & REITs Masterclass 11.11 Sale!

It's almost year-end.  Time to dust up your portfolio, and get ready for roaring returns in 2025.  11.11 Promotion For 11.11, we're launching a limited time offer...

Keppel stock is up 77% in 6 months and pays a 3.4% dividend yield – Will I buy this “AI” stock?

So I received a question on Keppel stock recently. I won’t replicate the whole question for confidentiality reasons. But this person essentially bought Keppel earlier this...

8 Hacks Using AI to Save Money in Singapore

AI has infiltrated our daily lives. Can we use AI to save money too? Let's explore 8 hacks that can save you money in Singapore. This...

Why does Gold price keep going up? Will I buy more gold or take profits?

There has been a LOT of interest in gold of late. For good reason too – because gold’s price has gone up 28% in the...

The 10-Minute Life: Singapore’s Ultimate Lifestyle Hack for Financial Freedom?

Have you heard about the concept of a 10-minute life? Let's explore if this quirky concept has some truths to help improve your life...

You need $4.0 million to be Top 1% net worth at age 40 in Singapore?

You know how $1 million net worth is the “aspirational” goal for 30 year olds. This got me thinking – what is the equivalent for...

The Biggest Wastes of Money in Singapore (and What To Do Instead)

Most “waste” in Singapore comes from friction and inertia: transport, housing finance, food convenience, and high-fee products. These leaks are recurring, behavioural, and invisible. They...

Will I start buying China stocks again? Have China stocks bottomed?

So I was talking to a friend about investments generally. And he told me that he thinks it is time to start buying China stocks...

4 Things You Didn’t Know About Achieving Financial Freedom in Singapore

Financial freedom is a goal that many have. Why do even smart people get stuck? In Singapore, we’ve got unique levers—CPF, SRS, T-Bills/SSBs, and...

Earn up to 2.5% p.a. yield on S$100,000 with DBS Multiplier Account + up to S$680 cash rewards – Better buy than T-Bills, SSBs,...

  With the recent drop in T-Bills interest rates to 1.44%, I’ve been getting a lot of questions from readers on where is the best...

Top 5 highest yield dividend stocks on SGX I would buy? 5% dividend yield minimum?

In recent FH Premium articles, I have shared my views that this market is expensive across the board. The S&P500 sits at a lofty 22.7...

6 Ways to Make Leaps in Your Net Worth

Big leaps come from calculated moves. Fundamentally, you would need to compound cash flow at above-average, risk-controlled returns. Let's explore 6 ways to accelerate your...

Top Fixed Deposit Rates in Singapore pay 1.60% yield – With T-Bills yields at 1.44%, are REITS, Bonds or Fixed Deposits a better buy?...

As you have probably heard by now, the latest T-Bills yield only 1.44%. At 1.44% yield, T-Bills are just not a great deal anymore, considering...

Which is the best Singapore bank stock to buy for 6% dividend yield? OCBC, UOB or DBS Bank?

I often get asked which is the best Singapore bank stock to buy, and what is the difference between the 3. All 3 banks pay...

How to Accelerate Wealth After Your First 100k

It's often said that wealth snowballs after your first pot of gold. Let's break down this concept, and see if there are any strategies to...

Will I invest in Private Credit at 8–12% dividend yields? Is it worth the risk for a Singapore Investor?

I’ve been getting a lot of questions on private credit. Private credit in Singapore can net 8–12%. BUT – risk management is key. The yield alone is...

How to get $4500 passive income a month from REITs? Invest $1 million at 5.5% dividend yield?

In my recent article on how to invest $1 million at a 6% portfolio yield. I proposed the following asset split: SleeveWeightSGDAssumed YieldNotesDiversified S-REIT basket40%400,0007.0%Mix of...

6 Proven Ways to Minimize Risks in Investments

Investment risks can’t be eliminated, but they can be contained. Let's explore 6 proven ways to minimize risks in investments. This article was written by...

CPF as a Bond Ladder: Earn 4%+ yield for 20 Years and Stay Liquid—Blueprint for Your 30s, 40s, 50s

A bond ladder staggers maturities so you always have money arriving when you need it. CPF maps neatly onto this concept if you assign roles...

Centurion Accommodation REIT IPO Review – Will I buy this 8.1% dividend yielding worker and student accommodation REIT?

As many of you probably know by now. We’re getting a new REIT IPO. Centurion Accommodation REIT – spun off from Centurion Corp, holding primarily Workers...

5 Budgeting Traps that Sink Couples – and How to Avoid Them

Surveys in 2025 show 45% of partners still fight over money, 28% hide debt, and financial conflict underpins ~60 % of break-ups. What are...

Buying REITs vs Rental Property: If I had $1 million to invest, which buys more Freedom over 10 Years?

One big question I get on Financial Horse is whether to invest in REITs, or to buy a rental property. So I wanted to crunch...

How I will invest to get $5000 dividend income a month? $1 million portfolio at 6% dividend yield?

As you’ve probably heard by now. The latest 6-month T-Bills fell to an abysmal 1.38%. That’s just flat out terrible. What’s a dividend investor looking for income...