The Crazy Prices Behind the World’s Most Expensive Drinks

There is expensive, and then there is I just bought a drink worth a house expensive. What makes a drink worth a fortune? This article...

Is $2.5 Million Enough to Retire in Singapore? Why the 4% Withdrawal Rule may Fail you

The 4% rule says you can withdraw 4% of your retirement portfolio in the first year, then adjust that amount for inflation each year,...

6 common myths about mortgages in Singapore — what home buyers often miss

Mortgage decisions in Singapore are often discussed in shorthand: how much you can borrow, what the monthly instalment looks like, and whether the rate...

Singapore’s average wealth hits S$680,000 — but the median is just S$123,000. What’s going on? (UBS Global Wealth Report 2026)

So UBS released its Global Wealth Report 2026 on 30 June 2026. And the headline that's been everywhere: the average Singaporean adult is worth US$527,217...

UOB shares jump 10% in 1 week to record highs — Is the cheapest Singapore bank finally catching up to DBS and OCBC?

Okay so quite a few of you have asked me about UOB this week. And I get why. UOB’s share price jumped almost 10% in 1...

What Retirees Regret Most About Money in Singapore

Most retirees do not look back and regret one bad stock pick. They regret the things they did not prepare for: rising costs, longer...

Die holding US Stocks and pay 40% tax? — What Singapore investors need to know about US inheritance / estate tax

Imagine a Singapore investor who dies holding S$1.5 million of US stocks in a brokerage account. Their family expects to inherit S$1.5 million. The IRS can...

My 3 Biggest Investment Mistakes in 2026 (so far) — and what were my investment returns for the year?

Okay, I’ve had feedback from readers that you enjoy my yearly debriefs — where I share my investment returns, and break down my 3...

The New Retirement Risk in Singapore: Living Long, But Needing Care

Singaporeans are living longer. That is good news. But it also changes the retirement question. For the longest time, retirement planning in Singapore was framed quite simply: How...

Where is the Best Place to Park Cash for Yield Today? — T-Bills at 1.47%, Fixed Deposits up to 1.60%, and why interest rates...

Earlier this year, the story for cash was straightforward. Interest rates were falling, and the only real question was how quickly they would drop. All...

Gold and Bitcoin have crashed 50% – Is this the buying opportunity we’ve been waiting for?

Remember when Gold / Silver were all the rage back in January 2026, and there were queues outside shops to buy bullion? Well, in hindsight...

The Investor You Need to Understand Best Is Yourself

The hardest part of investing is rarely just finding the right stock. It is managing the person making the decision. After a certain point, the...

Iran war is “over” – How would I invest $1 million today for the recovery? Buy bank stocks, AI, REITs?

Well, in case you missed it – the Iran war is “over”. For stock markets, the Iran war being “over” has been all but priced...

“Where did my money go?” 5 Signs you’re overspending and how to fix it

Overspending usually isn’t one huge mistake. It’s small, frequent spending that quietly grows until it destroys your financial goals. This article was written by...

Why you should put S$1 into SRS before 1 July — Before the Retirement Age rises to 64

On 1 July 2026, Singapore’s statutory retirement age increases from 63 to 64. Buried within this change is a detail that matters for anyone who...

3 Small but Deadly Investing Mistakes you don’t want to make

Most investors don’t lose money from one big, dramatic mistake. They bleed out from a few “small” mistakes that can compound into tragedy. Here are...

SGX shares Doubled in 2 years — Better buy than DBS Bank today?

For those of you who haven’t been following closely. Singapore Exchange (SGX) shares are absolutely on fire. This stock has more than doubled over the past...

Best Luxury Concierge Services in Singapore

Top-end concierge services in Singapore broadly falls into three buckets: credit-card concierge, stand-alone luxury concierge clubs, and digital app-based concierge. They all do roughly the...

FH Premium – Institutional-Grade Research for the Singapore Investor.

Ever since I created Financial Horse, the goal has been simple - high quality financial research, in plain English. FH Premium is everything I know,...

Why is OCBC share price beating DBS and UOB Bank in 2026? Which is the best bank stock to buy today?

In this week’s FH Premium article, I shared my views on whether bank stocks or REITs are a better buy today. Banks are the strong...

Why Is Chrome Hearts So Expensive? Inside Fashion’s Weirdest Luxury Empire

One afternoon in 1988, Cher was rehearsing in a Los Angeles recording studio when a man with wild hair, a stern face, and biker...

How will I invest in 2026 – With the S&P500 at all time highs and AI stocks going parabolic?

In the weekend portfolio and macro update, I shared that after the huge rally, the S&P500 looks overbought here. The RSI sits at 70 -...

Will you BTO with me? What Singapore Couples Are Doing Differently Now With Marriage and Finances

Singapore couples are marrying later and making big money choices earlier. It's not uncommon to hear a proposal that begins with “Will you BTO...

Gold and Bitcoin have dropped 20% from the top – which is a better buy for my portfolio?

As you guys would know, I own both Gold and Bitcoin in my portfolio Gold is about x% of my portfolio today. While Bitcoin (including Ethereum...

Singapore’s Richest 1% Own 14% of Wealth — Is That a Problem?

Singapore’s richest 1% of households hold about 14% of the country’s total household wealth. The top 5% hold about 33%. At first glance, those numbers sound...