Should you defer CPF LIFE to 70 for S$2,380 a month instead of S$1,780...
Okay so when I wrote about which pot to drain first in retirement, I said that deferring CPF LIFE deserved its own article —...
Retiring with S$2 million in cash, SRS, CPF and stocks — which should you...
Quite a few of you have asked me about this since the 4% rule article.
Say you retire with S$2 million spread across cash, an...
CPF as a Bond Ladder: Earn 4%+ yield for 20 Years and Stay Liquid—Blueprint...
A bond ladder staggers maturities so you always have money arriving when you need it.
CPF maps neatly onto this concept if you assign roles...
55 year old with $650k in CPF OA – Should he invest the money...
So I received this question recently:
Hi FH. My outstanding housing loan of about 650K is due for repricing. I've been offered 2.7% fixed rate...
CPF Special Account closed at age 55 now – How does this affect Singapore...
As you likely would have heard by now.
DPM Lawrence Wong announced 2 big changes to CPF at last week’s budget.
After which many Singapore investors...
Supplementary Retirement Scheme (SRS): Essential Tips for your 20s and 30s
If you are in your 20s and 30s, mastering the Central Provident Fund (CPF) is one of the most important steps you can take...
Maximizing CPF: Essential Tips for your 20s and 30s
For Singaporeans and PRs, the Central Provident Fund (CPF) is one of the most important financial assets.
It’s often overlooked in the hustle of our...
Supplementary Retirement Scheme Guide – Should you top up your SRS account? What investments...
It’s that time of the year again!
For those of you who are keen to top up your Supplementary Retirement Scheme (SRS) – don’t forget...
Last 1-Year T-Bills Auction for 2023 – Must buy for CPF-OA buyers? What is...
You may recall that there are only 4 1-year T-Bills issued each year.
And it just so happens that the next 1-year T-Bills will be...
How to earn 3.84% yield on your CPF-OA – T-Bills a must buy with...
Unless you’ve been living under a rock the past few months, you’ve probably already heard of the “buy T-Bills with CPF-OA” trick.
The logic goes...
Why you should buy 12 month T-Bills with CPF-OA (instead of 6 month T-Bills)?...
Now there are only 4 12 month T-Bills available for auction in 2023.
And the next one will be available on 20 April 2023.
So those...
How to earn 4.00% interest on your CPF-OA money – T-Bills or Fixed Deposit...
I’m still getting quite a few questions on buying T-Bills with CPF-OA, so I wanted to pen this piece to get the information out...
How to earn 3.88% on your CPF-OA – Fixed Deposit / T-Bills a must...
Unless you’ve been living under a rock the past few month, you probably heard about the buy T-Bills with CPF-OA trick.
CPF-OA pays 2.5%, so...
12 month T-Bills at 4% yield – NOT a good buy with CPF-OA? Compared...
Okay my apologies.
I’ve been getting a flood of questions on whether it’s better to buy the 12 month or 6 month T-Bills using CPF-OA.
I...
Complete Guide to Supplementary Retirement Scheme – When should you top up your SRS...
It’s that time of the year again!
For those of you who are keen to top up your Supplementary Retirement Scheme (SRS) – don’t forget...