If you’re looking for an elevated banking experience for you and your family, consider HSBC Premier.
With HSBC Premier, you get access to tailored wealth management solutions and prioritised services that may suit your needs.
If you’re interested in upgrading your banking experience, now is a good time with a host of attractive sign-up offers.
SingSaver Sign Up Promotion (Apple iPad Pro or Apple Bundle)
Open an HSBC Premier Everyday Global Account (EGA) with min. S$200,000 deposit of fresh funds by 15 September 2023, and invest minimum S$25,000 in eligible wealth products, and you will get:
- an Apple iPad Pro 12.9” Wifi 256GB (worth S$1,866.25); or
- Apple Bundle (worth S$1,739.05)
- Apple iPad Air (5th Gen) 10.9” WiFi 64GB, Apple AirPods Max & Apple AirTag
A total relationship balance of min. S$200,000 in deposits, investments and/or insurance must be maintained until reward is fulfilled.
Promotion period ends on 31 August 2023.
Check out the promotion for HSBC Premier here!
Terms and conditions apply. Insured up to S$75k by SDIC.
Get up to S$12,000 Wealth Rewards
Invest in eligible HSBC wealth products to get up to S$12,000 wealth rewards.
Terms & Conditions apply.
HSBC SGD Time Deposit Promotion
From now till 31 August 2023, enjoy a promotional rate on 3-month, 6-month and 12-month SGD Time Deposits.
More details below.
This article is sponsored by SingSaver. All views and opinions expressed here are from Financial Horse.
HSBC Premier – the Premier Touch
With HSBC Premier, you get to enjoy global wealth management, international premier status, premier family banking, and more!
Global Wealth Management
- Wealth Advisory
Access & support from a team of Investment, Insurance and FX specialists
- Wealth Tools
Leverage on HSBC Wealth Dashboard to start and manage your investment journey across unit trusts, equities and structured products (applicable for Accredited Investor clients)
- Digital Wealth
Make investments digitally on the HSBC Singapore app or with your Relationship Manager
- Wealth Insights
Access the best of HSBC global views with exclusive insights and analysis
- Wealth Lending
Exclusive for HSBC Premier customers, Wealth Portfolio Lending gives you access to extra funds so you can capitalize on market opportunities as they arise, or boost your investment purchasing power.
- Insurance
Save, protect and insure yourself and your loved ones with HSBC’s wide range of insurance solutions
- Legacy planning
Access to HSBC’s partnered experts on legacy planning, wills and trusts.
International Premier status
- Worldwide Premier status and benefits
With HSBC Premier, you get to enjoy Premier status globally, not just in Singapore.
- Global Connectivity
Access 11 currencies through HSBC Everyday Global Account (EGA), and seamless international banking via Global View, Global Transfers and Global Money Transfers inclusive of China UnionPay.
- Worldwide cash assistance
Access emergency encashment and fee-free cash withdrawals from any HSBC ATM around the world.
Premier Family Banking
- Your spouse and children get to enjoy Premier status and benefits with no additional funding required when you’re a qualified Premier customer
- Support your child’s education overseas with a banking account ready for use at their destination. You also get a complimentary consultation from HSBC’s education partners.
Premier Elite Services
Elevated service offerings are available to clients with minimum S$1.2mil TRB, who have also opted in as Accredited Investors^.
- Qualified HSBC Premier Relationship Directors will be able to assist you with tailored wealth management solutions, including legacy planning* and tax advisory* through HSBC’s partners.
- Enjoy prioritised service, preferential pricing on selected products and access to selected HSBC Global Private Banking wealth insights and events.
- Access to HSBC Concierge Service globally
HSBC Wealth Dashboard
The HSBC Wealth Dashboard is integrated into Online Banking and HSBC Singapore app (under the ‘Wealth’ tab) so you can manage and track your portfolio easily and in real time.
The FX service is also integrated within the same app so you can set your target FX rates and manage your finances with currency conversions with ease.
The latest financial news and insights are automatically sorted by relevance to your current portfolio holdings, so you never miss an opportunity.
Exclusive to Premier customers, you can enjoy the ease of “HSBC SG Chat” an award-winning secure instant messaging tool.
Communicate with your relationship management team on messaging platforms like WhatsApp and WeChat, including secure document sharing.
You’ll also get market outlooks and insights on currencies, with in-depth commentary on key macro events and the FX markets, to help you make the best investment decisions.
HSBC Wealth Portfolio Intelligence Service
Exclusively for Premier customers, HSBC Wealth Portfolio Intelligence Service is a Relationship Manager-guided journey for you to build your own globally diversified unit trust portfolio.
You can view all your unit trusts and get a comprehensive scenario analysis to assess your portfolio performance.
You can access this tool via the Wealth Dashboard.
Set financial goals and track your progress accordingly.
HSBC Premier Everyday Global Account (EGA)
With HSBC Premier Everyday Global Account (EGA), you can enjoy worldwide premier banking privileges.
This includes emergency encashment support, fee-free cash withdrawals at any HSBC ATM worldwide, as well as seamless international banking and money transfers.
The HSBC Premier multi-currency EGA allows you to:
- Hold up to 11 different currencies in one account
- Enjoy S$0 fees in 10 currencies for your retail purchases and cash withdrawals.
- No HSBC ATM or transaction fees anywhere in the world
- Earn cashback on eligible everyday spending
- Enjoy preferential foreign exchange rates
As a HSBC Premier client, you also get the following under the Everyday+ Rewards Programme:
- 1% cashback when you spend on your HSBC Everyday Global Debit Card, HSBC Credit Card or make eligible GIRO bill payments (capped at S$500)
- 1% p.a. bonus interest on incremental SGD Average Daily Balance on your Everyday Global Account (capped at S$300)
- One-time bonus cash reward of S$300 for maintaining an average balance of S$200,000 for six consecutive months from the time you sign up
HSBC Premier Mastercard Credit Card (5% cash rebate)
With the HSBC Premier Mastercard, earn up to 5% cash rebates on your daily spend, both locally and overseas when you spend at least S$600/month.
Plus, you get to enjoy a suite of privileges such as complimentary travel insurance including COVID-19 coverage, global data roaming, telemedicine service and more.
Right now, you can get also get a welcome gift:
- for new HSBC credit cardholders
- Samsonite Prestige 69cm Spinner Exp with built-in scale (worth S$670); or
- S$150 cashback
- for existing HSBC credit cardholders
- S$50 cashback
To qualify for the welcome gift, you must provide your marketing consent when applying and spend a minimum of S$1,000 from card approval date to end of the following month. T&Cs apply.
HSBC Time Deposit Account: Up to 3.50% p.a. for SGD time deposits
As an alternative to Singapore Savings Bonds (SSBs) and T-bills, time deposits are another good way to park your savings.
From now till 31 August 2023, enjoy a promotional rate on 3-month, 6-month and 12-month SGD Time Deposits.
The minimum placement is S$30,000 for eligible customers, with fresh funds.
To qualify as a new customer, you need to be a new HSBC customer, and open an Everyday Global Account within the campaign period.
Terms & Conditions apply.
Exclusive Sign-Up Offers
If you’re looking to upgrade your banking provider, make sure to take advantage of all the attractive sign-up offers that are available for HSBC Premier.
SingSaver Offer (Apple iPad or Apple Bundle)
Open an HSBC Premier Everyday Global Account (EGA) with min. S$200,000 deposit of fresh funds by 15 September 2023, and invest minimum $25,000 in eligible wealth products, and you will get:
- an Apple iPad Pro9” Wifi 256GB (worth S$1,866.25); or
- Apple Bundle (worth S$1,739.05)
- Apple iPad Air (5th Gen) 10.9” WiFi 64GB, Apple AirPods Max & Apple AirTag
A total relationship balance of min. S$200,000 in deposits, investments and/or insurance must be maintained until reward is fulfilled.
Promotion period ends on 31 August 2023. Terms and conditions apply.
Get up to S$12,000 Wealth Rewards
When you invest in eligible HSBC wealth products, you can get up to S$12,000 wealth rewards.
You get a higher tier of reward as you invest more of your AUM. Terms & Conditions apply.
HSBC Premier – Sign up now!
To be eligible for HSBC Premier, there are a few options.
Option 1: Minimum Total Relationship Balance of S$200,000; or
Option 2: Credit monthly salary of minimum S$15,000 into your Everyday Global Account; or
Option 3. Take up a Singapore property loan of at least S$1,000,000 or an Australian property loan of at least A$200,000; or
Option 4: Qualify as an International Premier customer
Don’t miss out on the sign-up offer for HSBC Premier, check it out here.
This article is sponsored by SingSaver. All views and opinions expressed here are from Financial Horse.
Note:
1 Related services are provided by third parties
2 Some intermediary banks may charge fees. You can see an estimate of the applicable fees when you review your transfer. The actual amount is subject to the intermediary bank and will be debited after you’ve confirmed your transfer.
**Services are provided by partners of HSBC Singapore
^Important Note: Accredited investors are assumed to be better informed, and better able to access resources to protect their own interests, and therefore require less regulatory protection. Investors who agree to be treated as accredited investors therefore forgo the benefit of certain regulatory safeguards. For example, issuers of securities are exempted from issuing a full prospectus registered with the Monetary Authority of Singapore in respect of offers that are made only to accredited investors, and intermediaries are exempted from a number of business conduct requirements when dealing with accredited investors. Investors should consult a professional adviser if they do not understand any consequence of being treated as an accredited investor. For more information about the criteria to qualify as an accredited investor and/or the implications of consenting to be treated as an accredited investor, please visit https://www.hsbc.com.sg/wealth/investments/accredited-investor/.
Deposit Insurance Scheme:
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Investment disclaimer:
This document is for information only and should not be construed as an offer to sell or the solicitation of an offer to purchase or subscribe for any investment. Before you make any investment decisions, you may wish to consult a financial adviser. In the event that you choose not to seek advice from a financial adviser, you should carefully consider whether this investment is suitable for you. The value of investments may go down or up, and the investor may not get back the original sum invested. Past performance is not necessarily indicative of future performance. Investors and potential investors should read the relevant prospectus or product information before investing.
Time Deposit:
Premature withdrawal of any Time Deposit is subject to the HSBC Account User Agreement. Please note that premature withdrawal charges may apply if your Time Deposit is not held to maturity. As a result, you may receive less than the original Time Deposit placement amount. For all premature withdrawal of the Time Deposits, interest payments (if any) will be calculated at the Bank’s discretion.