Will T-Bills yields go higher than 3.04%? Will I buy T-Bills again? 

In last week’s fixed deposit article, I looked at how the best 6 month Fixed Deposit rates yielded only 2.75% (Bank of China). Given the most...

How I will invest my own money in 2025? Buy US, Singapore, China or Europe stocks?

As you guys will be aware – the FH Stock / REIT watchlist went out over the weekend. So my views on single stocks are...

Top 8 ETFs to buy for Singapore Investors in 2025

ETFs (Exchange-Traded Funds) are very useful investments. ETFs offer instant diversification by holding a basket of securities, and typically have low costs. Trading flexibility...

Top Fixed Deposit Rates in Singapore offer 2.90% yield – Are T-Bills a better buy for yield? (Feb 2025)

It’s been quite a while since my last article on fixed deposits. And I have been getting a couple of questions on the best place...

40 year old with $1.5 million investment portfolio and $400,000 salary – How to invest for dividend / capital gains?

Happy Chinese New Year to all readers! 恭喜发财,阖家幸福! In the spirit of Chinese New Year, I figured let’s talk about something wealth related. I received this really...

How to Deal with Money Related Questions at Chinese New Year

Chinese New Year is coming up and it's an exciting time with lots of family gatherings. Food, fun and more food! It can also be a...

Dividend Investing MasterClass – Learn how to build a dividend portfolio to achieve financial freedom! CNY Special Offer

Ready to take your investment portfolio to the next level? 2025 is the time to take control of your finances - and set up your...

Why I may buy Singtel at 5.0% dividend yield? Most bought Singapore Stock by Institutions in 2024?

So I received this email from SGX setting out the “Top 5 Most Net Bought Singapore Stocks by Institutions in 2024”. Of course I expected...

Is owning an Electric Vehicle (EV) worth it in Singapore? Is now the best time to switch? (2025)

Electric Vehicles (EVs) are definitely the future. Is now the right time to switch? It seemed like such a novelty when Tesla delivered its first...

Retiring early in your 40s after living in Japan for a decade, Interview with Evan Koh (founder of StocksCafe + QuantsCafe)

Here at Financial Horse, we like to share stories of inspirational people. We had the honour to interview Evan Koh, a software engineer turned entrepreneur...

Will I buy more DBS Bank stock at a 5.0% dividend yield? Are Singapore Bank stocks still a good buy?

A week or two back I shared my views on REITs in 2025. And I know a lot of you have been asking. So let me...

7 Ways to Tackle Credit Card Debt

One of the first things experts recommend if you want to build wealth is to eliminate all forms of bad debt. Credit card debt is...

How to earn $1 million by age 40 (or 35)? As a Singapore Investor?

  I came across this article by the Straits Times recently. It profiles a few young couples, titled “On the Fast Track to $1 million”. The goal was...

40 year old with $200,000 salary a year – Buy stocks, real estate or REITs? Singapore private property a good buy?

So I received a very interesting question on whether Singapore private property is a good buy: Hi FH, Happy new year to you. I have a...

6 Ways to Save on Utility Bills in Singapore

Saving on utility bills is a powerful way to improve your financial situation. Reducing energy consumption leads to lower monthly bills, which directly increases your...

How I would Invest $1,000 in US Stocks in 2025? With Zero Commission, while earning DBS Multiplier interest + free USD30 Apple Share...

  So we received this question from a reader recently: Hi FH, I’m in my early 20s, just about to graduate university. I have about $1k in cash to...

Will I still buy REITs paying 6% dividend yield? Are REITs still a good investment in 2025?

Okay, I have been getting a lot of questions for my views on REITs as we head into 2025. So I figured let’s tackle the...

Will T-Bills yields go higher than 3.02%? Will I buy more T-Bills today? 

Quite a number of readers have asked me to continue the T-Bills series of articles, especially with T-Bills yields stabilising around the 3.0% mark.  So that’s exactly...

How to Use a Financial Reset to Improve Your Finances Dramatically

A financial reset provides a fresh start by helping you regain control of your money and create positive momentum in your wealth-building journey. It...

My 3 Biggest Investing Mistakes in 2024 – What was my portfolio return this year?

As is customary as we head into the end of the year. I wanted to do a year-end post to reflect on: My overall investment return for...

8 New Year Resolutions to Adopt to Build More Wealth

New Year resolutions can be useful tools for personal growth and life enhancement - as long as you stay committed. By setting clear, well-defined resolutions,...

Will T-Bills yields stay above 3.0%? Are T-Bills still a good buy today? 

Quite a few of you have asked me to continue the T-Bills series of articles, especially with T-Bills yields stabilising around the 3.0% mark. So that’s exactly...

35 year old with $3 million net worth – How to invest to grow wealth aggressively?

So I received this really interesting question. It’s from a 35 year old, married with kids, and approximately $3 million in net worth. Looking to invest...

5 Financial Habits that Will Change Your Life

Healthy financial habits are crucial for long-term financial security. Good money management creates a sense of security and control, leading to improved emotional well-being. Here are...

Top Fixed Deposit Rates in Singapore offer 3.20% yield – Higher than T-Bills? Where to park cash for highest yield today? (Dec 2024)

Investors hoping for a continued pickup in T-Bills yields would have been disappointed with this week’s T-Bills auction. A whopping 27% rise in demand led...