Latest Posts

REIT & Fixed Income

6-month T-Bills yields drop to 3.70% – Demand for T-Bills jumps to record highs (9 May 2024 Auction Results)

Financial Horse - May 9, 20240

In my weekend article, I estimated a yield of 3.70% - 3.80% for the upcoming 6-month T-Bills auction. Well, the auction results are out at...

Personal Finance

How this Singapore investor budgeted and saved for his Wedding (in 2024)

Contributor - May 8, 20240

Today in our personal finance series, we have a contributor article discussing wedding planning - an all important financial milestone for many young Singaporeans. This...

Guide to Investing

FH Stocks Masterclass & REITs Masterclass 5.5 Sale!

Financial Horse - May 5, 20244

It's spring cleaning season. Time to dust up your portfolio, and get ready for roaring returns in 2024. 5.5 Promotion For the spring season, we're launching a...

REIT & Fixed Income

6-month T-Bills Auction on 9 May – Will interest rates cross 4.0% or fall again? T-Bills a better buy than Fixed Deposit, Singapore Savings...

Financial Horse - May 5, 20240

So the next 6-month T-Bills auction is on 14 May 2024. After closing as high as 4.07% in late 2023. T-Bills yields then dropped as low...

Top News this Week (5 May)

Financial Horse - May 5, 20240

Rounding up top investing articles from around the web, including articles shared on Twitter. ‘We have built a strong foundation for future generations’: PM Lee in...

Asset Allocation

REIT, Stock and Bitcoin prices continue to fall – Will I buy now or wait? (as a Singapore Investor in 2024)

Financial Horse - May 4, 20244

As promised, I wanted to provide an update on markets after this week’s events from Jerome Powell (FOMC) and Janet Yellen (Treasury Quarterly Refinancing). This...

Personal Finance

5 Common Financial Freedom Mistakes made by Investors

Financial Horse - May 2, 20240

Financial freedom is the ultimate goal most of us are working towards. What are the most common mistakes holding us back? Let's explore how to avoid...

Stocks

CapitaLand Investment pays a 6.7% dividend yield – Will I buy this stock at 0.99x book value? (as a Singapore Investor in 2024)

Financial Horse - May 1, 20240

I’ve noticed quite active discussion about CapitaLand Invesment among readers. So I wanted to release this FH Premium article written last month, to give an insight...

Stocks

DBS Bank jumps to all time high after Bonus Shares – At 6.2% dividend yield, will I buy more or sell? (as a Singapore...

Financial Horse - April 28, 20248

As many of you will know, DBS bank went ex bonus shares on Monday, 22 April. Interestingly, DBS shares have done very well since then. Here...

Stocks

How to get 5% p.a.^ dividend income as a passive investor (for the first 2 years based on the ETF’s Issue Price during its...

Financial Horse - April 27, 202418

Singapore investors love dividends. Whether you are a young investor growing your wealth, or a retiree looking for retirement income, it’s never too late to...

REIT & Fixed Income

6-month T-Bills yields stabilise at 3.74% – Demand for T-Bills drops from record highs (25 April 2024 Auction Results)

Financial Horse - April 25, 20240

In my weekend article, I estimated a yield of 3.70% - 3.85% for the upcoming 6-month T-Bills auction. Well, the auction results are out -...

Personal Finance

Should you set big or small goals in your journey to financial freedom?

Contributor - April 24, 20240

As Singapore investors, we are all committed to succeeding in our financial journey. This means earning, saving and investing our money towards reaching our financial...

REIT & Fixed Income

6-month T-Bills Auction on 25 April – Will interest rates break 4.0% or drop? Buy T-Bills vs Fixed Deposit, Singapore Savings Bonds or Money...

Financial Horse - April 21, 20240

So the next 6-month T-Bills auction is on 25 April. After closing as high as 4.07% in late 2023. T-Bills yields then dropped as low as...

Top News this Week (21 Apr)

Financial Horse - April 21, 20240

Rounding up top investing articles from around the web, including articles shared on Twitter. Marina Bay Sands sees profit surge 51.5% to $811.4 million in Q1...

Guide to Investing

Singapore Savings Bonds yield 3.06% – SSB yields to go even higher next month? Buy now or wait?

Financial Horse - April 20, 20240

So I recently received this question from an FH reader: “Would you recommend to buy SSB this month or wait till next month? Or is...

Asset Allocation

Why are REIT / Stock prices dropping? Will I buy now or wait? (as a Singapore Investor in 2024)

Financial Horse - April 20, 20246

I’ve been getting a lot of questions on what is driving the drop in REIT and stock prices of late, and how things may...

Personal Finance

7 things Rich People do Differently

Financial Horse - April 17, 20240

Secrets of wealthy people? Do millionaires they know something we don't? Let's expand our horizons by considering what we can do or think differently to grow...

REIT & Fixed Income

1-year T-Bills Auction on 18 April – Must buy with CPF-OA? Will interest rates cross 4.0% or drop?

Financial Horse - April 14, 20240

As most of you would know. There are only four 1-year T-Bills each year – one every quarter. And the next one is coming up on...

Top News this Week (14 Apr)

Financial Horse - April 14, 20240

Rounding up top investing articles from around the web, including articles shared on Twitter. NParks, ICA set trap to nab bird smugglers in one of largest...

Guide to Investing

Best Fixed Deposit Rates yield 3.80% – Are interest rates going up or down? Where to put cash for yield today, T-Bills vs Fixed...

Financial Horse - April 13, 20242

Short term interest rates have been very interesting of late. If you recall – in Jan the market was pricing in 6 interest rate cuts...

REIT & Fixed Income

6-month T-Bills yields drop to 3.75% – Demand for T-Bills soars to record highs (11 April 2024 Auction Results)

Financial Horse - April 11, 20240

In my weekend article, I estimated a yield of 3.75% - 3.85% for the upcoming 6-month T-Bills auction. Well, the auction results are out -...

Property

4 Things I wished I knew as a First-Time Resale Home Buyer

Contributor - April 10, 20240

The property market has been on a serious uprise. With the delay in BTO projects, securing a first home has become tricky for many couples. Today's...

REIT & Fixed Income