Ever since I created Financial Horse, the goal has been simple – high quality financial research, in plain English.
FH Premium is everything I know, applied in real time, with real money.
The problem FH Premium solves
Most Singapore investors don’t fail because they lack information. They fail because they have too much of it — and no way to tell what matters.
FH Premium replaces hours of screening, scattered opinions, and second-guessing with three things:
1. The Market View — What markets and central banks are actually doing, and what it means for your portfolio. The big picture, before you invest — not after the move has happened.
2. The Watchlist — A curated list of high-conviction stocks and REITs, each with a target price and a bull/bear thesis. Stop screening. Start monitoring the names that matter.
3. The Real Portfolio — My own portfolio, updated weekly. Not hypothetical model portfolios — what I personally own, when I add, when I sell, and why. You see the reasoning and the execution.
Research you can read in 20 minutes a week. Written by an actual investor, with real money on the line.
Choose your plan
The most popular plan is FH Portfolio — it’s the only tier with access to my personal portfolio and weekly market updates, and on the annual plan it works out to $9 a week.
| FH Reader | FH Watchlist | FH Portfolio ⭐ Recommended | |
|---|---|---|---|
| Who it’s for | The Learner | The Idea Seeker | The Serious Investor |
| Annual (best value) | $180/yr → $15/mo | $300/yr → $25/mo | $468/yr → $39/mo |
| Monthly | $18/mo | $39/mo | $59/mo |
| Early access to all articles | ✓ | ✓ | ✓ |
| Subscriber-only premium articles | ✓ | ✓ | ✓ |
| Full FH Stock / REIT Watchlist | ✓ | ✓ | |
| FH Personal Portfolio | ✓ | ||
| FH Weekly Markets Update | ✓ |
All prices in SGD. Cancel anytime — no lock-in, no questions asked.
Want something even more sophisticated? Check out the FH Family Officer tier, more details below.
Which tier is right for you?
Start here: do you want to see how I actually invest my own money?
- Yes → FH Portfolio ($468/yr). The watchlist tells you what I’m watching. The portfolio shows you what I actually did — position sizes, entries, exits, and the weekly reasoning behind each move.
- I just want ideas to research myself → FH Watchlist ($300/yr). The full watchlist with target prices and bull/bear theses. You do your own portfolio construction.
- I’m new and want to learn first → FH Reader ($180/yr). Every article, ad-free and early, plus subscriber-only pieces. Upgrade anytime — your unused balance is credited.
- I want direct access → FH Family Office ($999/yr). Everything above, plus you can email me any investing question and I’ll share my thinking. For investors managing serious capital who want a sounding board.
What $39/month buys you, in context
- One brokerage commission on a mid-sized trade: ~$25
- One bad trade avoided per year: easily 100× the subscription
- FH Portfolio: $9/week for the macro view, the watchlist, and a real practitioner’s portfolio
If FH Premium improves your decisions on even one position a year, it has paid for itself many times over.
Why Financial Horse?
Singapore-first. Coverage built around SGX stocks, S-REITs, SSBs, T-bills, and CPF — not US-centric commentary retrofitted for local readers.
8 years of published, timestamped calls. The archive is public. Nothing is edited after the fact.
A practitioner, not a pundit. 20+ years in investments and asset allocation. I write about what I invest in — no conflict of interests.
How to subscribe for FH Premium?
Step 1 — Go to https://www.fhpremium.com/ and click Subscribe.
Step 2 — Fill in your name and email.
Step 3 — Choose your tier, and toggle Yearly for the additional annual discount.
Step 4 — Fill in your payment details and click Subscribe.
If you have any issues at all, please fee free to email me at [email protected]
Frequently asked questions
Why is annual so much cheaper?
Annual is the most popular plan — it locks in up to 36% savings and removes monthly billing hassle. Monthly is also available if you want to trial first, at the standard rate.
Can I upgrade later?
Yes, anytime. The unused portion of your current plan is pro-rated and credited toward the new tier — you never pay twice.
Is this financial advice?
No. FH Premium is general financial commentary and education. I share what I own and why, but nothing here is personalised advice or a recommendation tailored to your circumstances. You make your own decisions.
What if it’s not for me?
Cancel anytime in two clicks — no lock-in, no questions asked. You keep access until the end of your billing period.
How do I manage or cancel my subscription?
For more information on how to manage your subscription, refer here.