Yield Farming Strategies: Understanding Risks In Crypto-Lending

This article was kindly contributed by Guest Author, Jonathan Wai. In this series of articles, we take a deep dive into the world of DeFi...

Understanding Crypto Lending/Yield Farming

This article was kindly contributed by Guest Author, Jonathan Wai. What is Yield Farming? "Yield farming" is gaining popularity among crypto enthusiasts and has been...

Temasek Bonds Balloting Results – Full Allocations for $13,000 and below

Temasek Bonds Balloting Results are out! Full Announcement details are here, but I’ll summarise the key points in this article. The Public Offer was $100 million...

Daiwa House Logistics Trust IPO Review: Will I subscribe for this 6.5% yielding REIT IPO?

Life is funny sometimes. We went 20 months without any IPOs on the SGX main board. And then in the span of 1 week, we get...

Free iPad 9th Gen (worth $499) or Dyson Tower Fan with Citi Credit Cards

  Lots of you enjoyed the previous credit card freebies post, so here’s another one to share for the month of November. Sign up for...

Top News this Week (21 Nov)

Rounding up top investing articles from around the web, including articles shared in our Facebook Group and Reddit Community: r/SingaporeInvestments. Singapore wealth tax 'not so...

Temasek Bonds IPO Review – Why I am skipping these 1.8% yielding T2026-S$ 5 Year Bonds 2021

Temasek Bonds are back! The last time we saw these Temasek bonds was back in 2018 with 2.7% yielding 5 years bond, and they sold...

Best ETFs / Index Funds to Invest in Singapore – For Singapore Investors 2021 / 2022

  Love them or hate them – ETFs are probably the best thing to happen to investing since the invention of stocks itself. For beginner investors,...

Billionaire Profile: Chuck Feeny (the Billionaire who gave it all away!)

This article was submitted by a Guest Contributor. The opinions expressed in this publication are those of the Guest Contributor.  Media coverage recently of billionaires...

Keppel Loses Bid for SPH – Rival Consortium increases Offer to $2.36 All Cash : 3 Key Takeaways

  In the saga that keeps on giving – the Rival Consortium bidding for SPH (against Keppel) has come back with a revised offer. After Keppel...

How to calculate Price when buying Property in Singapore? How much is your House worth at market value? – FH Property Series: Part II

  Pricing. After location, the most important thing you need to look at when buying property is the price. As the other famous saying goes – “There’s...

Top News this Week (14 Nov)

Rounding up top investing articles from around the web, including articles shared in our Facebook Group and Reddit Community: r/SingaporeInvestments. China's Singles' Day shopping fest...

Why I am buying China Banks at 7.5% Dividend

  First off - I do want to say that I might not be right about this. Buying China banks now is like buying Citibank or...

OCBC RoboInvest Review – How good is OCBC’s automated Robo investing platform?

  Did you know? – OCBC also has a Robo Investing platform. When I heard about it, I was excited to do a deep dive and...

Bidding war for SPH – Keppel increases buyout offer to $2.351 : 3 Key Takeaways!

  What a difference a year makes! In that time, SPH has gone from unloved media stock, to the hottest thing since sliced bread.   What is...

Resale HDBs reaching Record Prices? Property Trends to Watch in Singapore in 2021/2022

This article was submitted by a Guest Contributor. The opinions expressed in this publication are those of the Guest Contributor.  Heralded for having one of...

新加坡商铺/写字楼市场前景 3 大要点—CICT(凯德综合商业信托)2021 年第三季度业务更新报告最新解读

看了凯德综合商业信托 2021年第三季度业务更新报告 - 有所启发! 其报告绝对是新加坡商业地产(包括商铺和写字楼)领域的信息宝库。 今日分享一下心得,希望对您有所帮助。 CICT(凯德综合商业信托)2021 年第三季度业务更新报告中的 3 大要点 我关注的是新加坡商业地产的总体趋势,而非仅仅聚焦于凯德综合商业信托。 我们从商铺业务说起。 新加坡商铺市场 续租租金变动率仍在下跌 商铺的续租租金变动率持续下滑。 对于不甚熟悉地产领域的读者,我需要解释下,续租租金变动率指的是下面两项租金之间的变动率:(1) 续租租金 (2) 已到期租约的租金。 因此,这说明商铺续租租金低于低于之前租约的租金。 有些细节颇为引人注意: 首年租金低于平均租金 这意味着,业主以此吸引租户签订租约。 他们可能第一年会收取较低的租金,然后逐年增加。 这对双方都有利,租户只需付较低的预付租金,有时间稳定业务。 而业主则保证了入住率(避免房产空置)以及未来的上升空间。 我唯一担心的是疫情形势有变。那样的话,租户核心业务还未改善,同时还要负担不断上涨的租金。 郊区续租租金变动率优于市区 郊区商场续租租金只比之前的平均租金低 0.9%。 而市区商场续租租金则较之前的租金低 8%。 不得不说,由于居家办公,郊区商场目前态势比市区商场要好得多。 不过我不希望这会永远持续下去,我们总有一天会回到办公室。 因此,如果留心,可以发现一些交易机会。卖出复苏交易的一些变量,即不做空数据中心房地产投资信托基金 (REIT),而是做空郊区商场 REIT,做多市区商场 REIT。 租户销售额的复苏远强于客流回暖 租户销售额为 2019 年平均水平的 83%(下降 17%)。 而客流量则是 2019 年平均水平的 59%(下降 41%)。 我觉得这个数据很有意思——这表明消费者的购物效率越来越高。 如果消费者想购物,他们仍会选择商场(因此租户销售额复苏),但不会只为了闲逛而去商场。 至少在我看来是这样的。 你可以说,租户可能已经更好地适应了后疫情时代的消费现状,销售人们真正想买的商品。也存在这种可能性。 部分零售领域遭到重创 部分类别的租户业绩低迷。 跌幅最大的是零售店和娱乐业,分别下降了 9.6% 和...

ESR REIT Merger with ARA LOGOS Logistics Trust: Is this a bad deal for ARA REIT? Should Unitholders vote in favour of the merger...

  A couple of you have reached out to ask for my thoughts on the proposed merger between ESR REIT and ARA LOGOS Logistics Trust. I...

Top News this Week (7 Nov)

Rounding up top investing articles from around the web, including articles shared in our Facebook Group and Reddit Community: r/SingaporeInvestments. Food prices in Singapore expected...

Best 5 Growth Stocks to Buy for Singapore Investors in 2022

  I’ve been accused of talking too much about “Ah Gong” stocks on Financial Horse. So I figured for this week, let’s jump back into the...

FH Complete Guide to Buying Property in Singapore – Part 1: How to Pick the Right Property in Singapore?

  After our recent property article, a lot of you have reached out with concerns. Many of you want to buy a property, but you’re worried...

14 Best Personal Finance and Investing YouTube Channels (2022)

As Elon Musk famously tweeted, "You can basically learn anything on YouTube/Reddit".  YouTube is a wonderful resource for personal finance and investing. However, the wealth...

Rival Consortium outbids Keppel for SPH: 3 Key Takeaways on the Rival Offer

  A lot of you enjoyed last week’s 3 Key Takeaways on Singapore’s Retail / Office Outlook. So I figured I would continue the format this...

Top News this Week (31 Oct)

Rounding up top investing articles from around the web, including articles shared in our Facebook Group and Reddit Community: r/SingaporeInvestments. New prime area housing model...

Prime Location BTOs – Will this crash Property Prices in Singapore? More cooling measures coming?

  Unless you’ve been living under a rock, you probably heard about the changes to HDB rules for the new “Prime Location” BTOs. After last week’s...